c*m
2 楼
http://www.mitbbs.com/club_bbsdoc/MA_Mortgage_Realestate.html
【 以下文字转载自 MA_Mortgage_Realestate 俱乐部 】
发信人: chem (Mortgage Consultant), 信区: MA_Mortgage_Realestate
标 题: Title Insurance Information
发信站: BBS 未名空间站 (Mon Oct 24 23:03:59 2011, 美东)
What is Title Insurance?
A title insurance policy protects against losses that occur when you
discover after closing that someone else can claim a lien interest or
ownership of the property. Could that happen? Yes. Fraud, forgery or simply
errors during your title examination or a search that came before it could
result in an unclear title coming to light after the closing.
What is a Title Examination or Title Search?
It's a close examination of all public records that involve title to the
real estate you are purchasing. The person conducting the search looks at
past deeds, wills, and trusts to make sure the "chain of title" has passed
correctly to each new owner. The examiner also tries to verify that all
prior mortgages, judgments, and other liens have been paid in full. This
report is examined and ultimately used as the basis for issuance of the
title insurance policies.
What if there is a problem with the title?
If a problem is found it should be corrected prior to closing. For instance,
a previous owner sold the property many years ago without properly
executing the deed. The defect in execution could result in a "cloud" or
problem that must be removed to clear the title.
A title search should uncover other potential problems, such as rights of
way, easements, claims of heirs, and pending actions.
Why do I need Title Insurance?
Because the process in documenting filings at public offices, searching
those filings, and reviewing for legal significance is not perfect. I The
best way to ensure your protection against any imperfection or error has
resulted is to obtain a title policy.
What does the Title Insurance Policy cover?
■Problems that did not show up during the title search or were missed by
the examiner.
■Errors in public records.
■The policy will pay your legal fees if you must go to court to defend your
deed.
■If you lose the property the insurance will pay you for the loss.
What is not covered by a Title Insurance Policy?
■A title insurance policy does not cover defects that occur after you
purchase the property.
【 以下文字转载自 MA_Mortgage_Realestate 俱乐部 】
发信人: chem (Mortgage Consultant), 信区: MA_Mortgage_Realestate
标 题: Title Insurance Information
发信站: BBS 未名空间站 (Mon Oct 24 23:03:59 2011, 美东)
What is Title Insurance?
A title insurance policy protects against losses that occur when you
discover after closing that someone else can claim a lien interest or
ownership of the property. Could that happen? Yes. Fraud, forgery or simply
errors during your title examination or a search that came before it could
result in an unclear title coming to light after the closing.
What is a Title Examination or Title Search?
It's a close examination of all public records that involve title to the
real estate you are purchasing. The person conducting the search looks at
past deeds, wills, and trusts to make sure the "chain of title" has passed
correctly to each new owner. The examiner also tries to verify that all
prior mortgages, judgments, and other liens have been paid in full. This
report is examined and ultimately used as the basis for issuance of the
title insurance policies.
What if there is a problem with the title?
If a problem is found it should be corrected prior to closing. For instance,
a previous owner sold the property many years ago without properly
executing the deed. The defect in execution could result in a "cloud" or
problem that must be removed to clear the title.
A title search should uncover other potential problems, such as rights of
way, easements, claims of heirs, and pending actions.
Why do I need Title Insurance?
Because the process in documenting filings at public offices, searching
those filings, and reviewing for legal significance is not perfect. I The
best way to ensure your protection against any imperfection or error has
resulted is to obtain a title policy.
What does the Title Insurance Policy cover?
■Problems that did not show up during the title search or were missed by
the examiner.
■Errors in public records.
■The policy will pay your legal fees if you must go to court to defend your
deed.
■If you lose the property the insurance will pay you for the loss.
What is not covered by a Title Insurance Policy?
■A title insurance policy does not cover defects that occur after you
purchase the property.
x*6
3 楼
四年下来,砍掉a big trunk(~50%),平庸的实验室关门下岗转行,优胜劣汰,剩下牛
逼的实验室。四年后川普下台,肯定会有一个回潮,学校研究院又开始招新。年轻有为
的千老上位。等于是学术界换一次血,形成牛逼senior PI加年轻有为PI的格局。而淘
汰掉的是碌碌无为的senior PI和没有能力的千老。
逼的实验室。四年后川普下台,肯定会有一个回潮,学校研究院又开始招新。年轻有为
的千老上位。等于是学术界换一次血,形成牛逼senior PI加年轻有为PI的格局。而淘
汰掉的是碌碌无为的senior PI和没有能力的千老。
f*3
4 楼
delta里程会过期?都放了一年半了都没事啊
T*i
5 楼
问题是标准是什么?按CNS?那Amy Waggers和超级玛丽等抓住一个热点话题灌水的肯定
胜出。做假发CNS的更普遍也很有可能,反正发现了也是多少年后,只要做的巧妙认真
,别人重复不了也不能说啥。老的靠关系也没问题。没有具体措施 只靠经济手段,改
革不了。等4年后看看Amy和超级玛丽是不是活的更好。
【在 x****6 的大作中提到】
: 四年下来,砍掉a big trunk(~50%),平庸的实验室关门下岗转行,优胜劣汰,剩下牛
: 逼的实验室。四年后川普下台,肯定会有一个回潮,学校研究院又开始招新。年轻有为
: 的千老上位。等于是学术界换一次血,形成牛逼senior PI加年轻有为PI的格局。而淘
: 汰掉的是碌碌无为的senior PI和没有能力的千老。
胜出。做假发CNS的更普遍也很有可能,反正发现了也是多少年后,只要做的巧妙认真
,别人重复不了也不能说啥。老的靠关系也没问题。没有具体措施 只靠经济手段,改
革不了。等4年后看看Amy和超级玛丽是不是活的更好。
【在 x****6 的大作中提到】
: 四年下来,砍掉a big trunk(~50%),平庸的实验室关门下岗转行,优胜劣汰,剩下牛
: 逼的实验室。四年后川普下台,肯定会有一个回潮,学校研究院又开始招新。年轻有为
: 的千老上位。等于是学术界换一次血,形成牛逼senior PI加年轻有为PI的格局。而淘
: 汰掉的是碌碌无为的senior PI和没有能力的千老。
s*g
6 楼
delta里程永不过期
c*t
10 楼
18个月吧
你要是担心,就定份报纸,1000点以内搞定
你要是担心,就定份报纸,1000点以内搞定
e*9
12 楼
no expiration date,but value may degrade
e*9
14 楼
no expiration date,but value may degrade
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