If this is a purchase, closing costs seems right in NJ. The tile insurance, search and examination is about $2800, attorney fee is about $900. You add the lender fee, appraisal fee, survey and recording fee. It will come up about 6k. Prepaid interest and escrows are not closing costs.
a*g
15 楼
new loan or refi? 我刚做的refi, 5y arm 2.875% no cost. 现在的term比前两年差太多了,过去说5年以后每年最多涨2%,现在是5年之后无论当时 利率如何都至少涨到3%,最多5%。
For <=417k, 25% down, Credit .+740, today, our 5/1 ARM rate in NJ is 3.125%, no point, 35 days lock, lender fee $695. We can close a loan within 3 weeks. If you're interest, please let me know.