m*i
2 楼
fandango八折,其他基本无用
n*l
4 楼
visa signature的线不叫credit line, 报不报CL给信用局有争议, 不见得是好事, 如
果你另外的卡是signature的话就更不是好事了 (好处另外的卡已经捞得到了,多一张恐
怕没有更多好处,两个CL都可能不报的坏处倒是能叠加)
不知道可不可以不激活新卡或者直接请客服换回普通visa
果你另外的卡是signature的话就更不是好事了 (好处另外的卡已经捞得到了,多一张恐
怕没有更多好处,两个CL都可能不报的坏处倒是能叠加)
不知道可不可以不激活新卡或者直接请客服换回普通visa
w*1
7 楼
NO FOREIGN TRANSACTION FEE?
n*l
8 楼
就是visa signature的那个线不是credit line 有什么区别和怎么报给信用局是有争议
的 (其实可能就是各个银行做法不一)
有的银行干脆不报 有的报0 有的报欠款/历史最高欠款 也有的报你看得到的那条线
所以有可能影响使用率进而影响分数
你要是没有别的visa signature或者类似等级的卡+你想要他们的member benefit+你这
卡的CL就算不报(甚至只报欠款不报CL)对你也无所谓的话那用也无妨
不同时符合以上三点的话我觉得signature有害无益 你老卡没过期就继续用罢别激活就
是了 过期了找客服说说吧
(银行肯定喜欢你用signature卡,至少这种卡刷一次商家可能得多交给银行2%,所以你老
卡要是过期了,客服如果受到过足够的培训的话肯定不会太愿意给你发普卡)
【在 m****f 的大作中提到】
: 愿闻其详
: 那意思是找客服取消新卡?
s*g
9 楼
http://www.creditinfocenter.com/community/topic/
305127-no-credit-limit-visa-signature-and-fico-scores/
To determine how such cards from various issuers could potentially affect
credit scores, the credit card comparison site CardHub.com recently
contacted representatives from the major issuers and from FICO to find out
how each card company reports the information about the no preset limit
cards.
It then assigned ratings to the issuers based on how consumer-friendly their
policies were, assuming that the most consumer-friendly practice (rated “
good”) would be to report the cards in a way that excludes them from
utilization ratio calculations and less consumer-friendly practices (rated
“fair”) would be to report the cards in a way that includes them in such
calculations. Here’s how the various issuers stacked up in CardHub.com’s
recently released study.
American Express, Chase and Citibank received “good” ratings, while Bank
of America, Capital One, Wells Fargo and USAA received “fair ratings.” The
full results can be viewed on CardHub.com’s site.
嗯,不知道具体如何,但貌似citi问题不大
305127-no-credit-limit-visa-signature-and-fico-scores/
To determine how such cards from various issuers could potentially affect
credit scores, the credit card comparison site CardHub.com recently
contacted representatives from the major issuers and from FICO to find out
how each card company reports the information about the no preset limit
cards.
It then assigned ratings to the issuers based on how consumer-friendly their
policies were, assuming that the most consumer-friendly practice (rated “
good”) would be to report the cards in a way that excludes them from
utilization ratio calculations and less consumer-friendly practices (rated
“fair”) would be to report the cards in a way that includes them in such
calculations. Here’s how the various issuers stacked up in CardHub.com’s
recently released study.
American Express, Chase and Citibank received “good” ratings, while Bank
of America, Capital One, Wells Fargo and USAA received “fair ratings.” The
full results can be viewed on CardHub.com’s site.
嗯,不知道具体如何,但貌似citi问题不大
m*1
10 楼
forward 是不是一直都是 AMAZON 5% 啊,包括AMAZON GC 吗
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