简单说就是serve是American Express Travel Related Service Company运营的,这不 是银行。他们把资金存在Wells Fargo或者American Express Centurion Bank两家中 某一家的custodial account里。所以你从serve做bill pay,实际上是从Wells Fargo (或者AMEX Centurion Bank,但实际上我没见过)发起ACH push到biller。 详情:When you add money to your Personalized Card, we will place the funds into custodial accounts we maintain for the benefit of American Express Serve Members at one or more FDIC-insured banks (currently Wells Fargo Bank, N.A. and American Express Centurion Bank). If one of the banks in which we have placed your funds fails, your funds should be insured by the FDIC up to the maximum per-depositor coverage limit (currently $250,000 in most instances). Funds on the Temporary Card are not insured by the FDIC. American Express Travel Related Services Company, Inc. is not a bank, and FDIC insurance does not protect you against the risk of our insolvency. Also , when you add money to your permanent Account, it will take us approximately one business day to place your funds into a custodial account. Your funds will not be insured by the FDIC until we deposit them into the account we maintain at the FDIC-insured bank.
y*i
4 楼
Centurion handles direct deposit Wells Fargo takes care of bill pay
Fargo funds Bank, we to
【在 g*******w 的大作中提到】 : 简单说就是serve是American Express Travel Related Service Company运营的,这不 : 是银行。他们把资金存在Wells Fargo或者American Express Centurion Bank两家中 : 某一家的custodial account里。所以你从serve做bill pay,实际上是从Wells Fargo : (或者AMEX Centurion Bank,但实际上我没见过)发起ACH push到biller。 : 详情:When you add money to your Personalized Card, we will place the funds : into custodial accounts we maintain for the benefit of American Express : Serve Members at one or more FDIC-insured banks (currently Wells Fargo Bank, : N.A. and American Express Centurion Bank). If one of the banks in which we : have placed your funds fails, your funds should be insured by the FDIC up to : the maximum per-depositor coverage limit (currently $250,000 in most
g*w
5 楼
Yeah, that makes sense:) The routing number belongs to Centurion
【在 y****i 的大作中提到】 : Centurion handles direct deposit : Wells Fargo takes care of bill pay : : Fargo : funds : Bank, : we : to