m*a
2 楼
No. It depends on your loan agents or the banks. Different agents serves
different banks. Different banks offer different rates. Not always bigger
bank offers better rate. Mine was obtained from a local bank, which then
sold my mortgage to Chase later. In a word, SHOP for the best rate.
The qualification of the borrowers are done with a standard process (credit,
income, tax, etc.) your relationship with the bank (even if it will be your
mortgage bank) have little relation to the rate you get.
【在 w****r 的大作中提到】
: 需要实现在那个银行存一大笔钱不
different banks. Different banks offer different rates. Not always bigger
bank offers better rate. Mine was obtained from a local bank, which then
sold my mortgage to Chase later. In a word, SHOP for the best rate.
The qualification of the borrowers are done with a standard process (credit,
income, tax, etc.) your relationship with the bank (even if it will be your
mortgage bank) have little relation to the rate you get.
【在 w****r 的大作中提到】
: 需要实现在那个银行存一大笔钱不
o*t
3 楼
不需要存钱在那个银行。我还是蛮信任我的AGENT， 让她推荐了几家贷款银行， 然后
打电话问了问贷款利率， 最后锁定一个银行。closing cost是wire 到律师那里， 贷
款银行每月是直接从我存钱的银行扣钱。
打电话问了问贷款利率， 最后锁定一个银行。closing cost是wire 到律师那里， 贷
款银行每月是直接从我存钱的银行扣钱。
p*n
4 楼
www.bankrate.com
输入你的zipcode和贷款额度
然后打电话去问你的rate可以给多少。
【在 w****r 的大作中提到】
: 需要实现在那个银行存一大笔钱不
输入你的zipcode和贷款额度
然后打电话去问你的rate可以给多少。
【在 w****r 的大作中提到】
: 需要实现在那个银行存一大笔钱不
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