老儿出生后,需要去纽约办趟旅行证;因为有父母在,自家的五座车坐不下,我建议老 公向朋友家借一下7座的车,也就2天,但他死活不愿意,说借车在美国是大忌,就像借 老婆一样,是这样吗?租........ ★ Sent from iPhone App: iReader Mitbbs 7.51 - iPad Lite
not a big deal. insurance is following the car. if anything happened, owner' s insurance will pay to its limit but it is then driver's responsibility ultimately.
No borrow money, no borrow car, no borrow wife/husband. everthing else should be good. 租车觉得太贵,两天要近500刀。 you borrow your friend car to 就是想省钱占别人便宜 $500. If your relationship worth less than $500, do not even try.
if someone asks to borrow your underpant for two days, will you lenf to her/ him? There is a line for everything. Do not push your friends to do sth may damage your relationship. priceline.com. $500 for two days? Are you renting a tank?
Any insurance coverage has a maxium limit. Sucn has 300K, or 500K depending on what you have. But the car accident , if not really wrong, has no limit.
It depends. If it is a really big car accident, your car insurance will not be able to cover, then it will go after the house insurance, and after that, will go with your asset, etc. Unless my friends really need my help, and have her/his own asset(such as a house), I will not give them my car. -- I would rather paying rental myselft to get a car for them..
【在 x*******g 的大作中提到】 : Any insurance coverage has a maxium limit. Sucn has 300K, or 500K depending : on what you have. But the car accident , if not really wrong, has no limit.
x*g
276 楼
Yeah,, I agree with you. I was thinking the same thing when I read the post. ..
I am not so sure. If it is for a few hours, local, the risk is low. But overnight... If I am single, or just me and my husband, it may not be a big deal, but since now i have a family, I will say no. I am sure somebody have a high risk tolerate, but to me, if he/she really needs help, I will rent a car for them under their names.
【在 x*******g 的大作中提到】 : I am not so sure. If it is for a few hours, local, the risk is low. But : overnight... If I am single, or just me and my husband, it may not be a big : deal, but since now i have a family, I will say no. : I am sure somebody have a high risk tolerate, but to me, if he/she really : needs help, I will rent a car for them under their names.
wow, you are good at typing Chinese :-) What you said makes sense. I guess. This morning, in NY bronx hw, there is a fatal car accident -- the Pilot SUV somehows lost control and fell from the bridge, and killed 7 people in the car. If it is my bad luck, I will take it. I jsut don't want to take my friend's bad luck. Like I said, if they really need help, I will borrrow money, rent a car for them. Just don't want to take the chance on the car -- because that may go beyond the car itself, to the house and your asset...
In fact, other than the risk that having accident which involved the life/ injure, sometimes it is just related to the dwelling. One of my colleges had once run his car into a warehouse at the road side, and the company asked for 2 millions (10 years ago).
【在 x*******g 的大作中提到】 : In fact, other than the risk that having accident which involved the life/ : injure, sometimes it is just related to the dwelling. : One of my colleges had once run his car into a warehouse at the road side, : and the company asked for 2 millions (10 years ago).
x*g
289 楼
My point is that it is not so hard to get into a big amount of claim...(like you don't have to injure anyone).
the chance for that to happen still does not change if you lend you car occassionaly to someone with similar driving styles (and of course, you also drive your car routinely).
like
【在 x*******g 的大作中提到】 : My point is that it is not so hard to get into a big amount of claim...(like : you don't have to injure anyone).