Re: Saving's Account vs Brokerage Account# Money - 海外理财
l*e
1 楼
Don't buy mutual fund unless you know what you are doing.
If you have more than several thousands and have about 6 month to 2 years
to invest, money market saving account or CD account might be the best
choice.
Investment in mutual fund is all about time and diversification. The
following is what I would choose to invest based on the investment
time frame.
6 month - 18 month 100% money market or CD
18 month - 3 years 50% bond fund, 20% stock fund, 30% money market
4 years - 7 years 50% st
If you have more than several thousands and have about 6 month to 2 years
to invest, money market saving account or CD account might be the best
choice.
Investment in mutual fund is all about time and diversification. The
following is what I would choose to invest based on the investment
time frame.
6 month - 18 month 100% money market or CD
18 month - 3 years 50% bond fund, 20% stock fund, 30% money market
4 years - 7 years 50% st