which one is the best?
none has annual fee
citi thank you preferred 0%apr12m/20.24% 1%cash back,2% on dining and
entertainment
double cash 0%apr15m/21.24% 1%cash back + 1% payment
simplicity 0%apr21m/13.49& no late fee / seems no cash back
diamond preferred 0%apr18m/20.24% / don't see any cash back info