m*3
2 楼
married file jointly, 今年agi应该可以买roth ira
明年的agi已经不能买roth ira, 也不能买tax deductable的ira了,因为两个人都max
out了401k
如果今年两个人都开roth ira,每人可以存5000,那明年是不是不可以存了呢?
是不是明年只能寸non tax deductable的 traditional ira,然后再convert成roth ira
, 这样好处就是投资收益不要缴税 ,请帮忙看看,我们这种情况今年要不要开roth ira,
多谢!
明年的agi已经不能买roth ira, 也不能买tax deductable的ira了,因为两个人都max
out了401k
如果今年两个人都开roth ira,每人可以存5000,那明年是不是不可以存了呢?
是不是明年只能寸non tax deductable的 traditional ira,然后再convert成roth ira
, 这样好处就是投资收益不要缴税 ,请帮忙看看,我们这种情况今年要不要开roth ira,
多谢!
w*d
3 楼
现在我以J-1身份在外联合培养为期3年，今年10月到期回国，预计明年答辩毕业拿PhD
学位。之后我打算申请明年美国的博士后，所以现在考虑申请waiver的问题。有几个问
题请教各位：
1.既然waiver只能申请一次，那是否意味着我这次申请之后，只能在美国最多做一期博
士后？因为之后没法第二次申请waiver了，而总持有的J1签证的时间已经达到或超过5
年了（3年J1联合培养+2年博士后）。。。
2.我可能今年3月份需要短期回国一趟，那么我是否应该等到3月底返美之后再申请
waiver?可是那样来得及么？或者在现有签证没有过期的情况下，waiver申请期间出境
其实没有问题？
3.博士后有没有可能直接申请H1而不是J1?
谢谢！
学位。之后我打算申请明年美国的博士后，所以现在考虑申请waiver的问题。有几个问
题请教各位：
1.既然waiver只能申请一次，那是否意味着我这次申请之后，只能在美国最多做一期博
士后？因为之后没法第二次申请waiver了，而总持有的J1签证的时间已经达到或超过5
年了（3年J1联合培养+2年博士后）。。。
2.我可能今年3月份需要短期回国一趟，那么我是否应该等到3月底返美之后再申请
waiver?可是那样来得及么？或者在现有签证没有过期的情况下，waiver申请期间出境
其实没有问题？
3.博士后有没有可能直接申请H1而不是J1?
谢谢！
b*p
4 楼
My parents just arrived for visiting me for 6 months. They are all 65+.
Anyone can share experience of applying medicaid in CA please?
Anyone can share experience of applying medicaid in CA please?
d*h
5 楼
Q: The memorandum provides an example of when a beneficiary, who is the sole
owner of the petitioner, would not establish a valid employer-employee
relationship. Are there any examples of when a beneficiary, who is the sole
owner of the petitioner, may be able to establish a valid employer-employee
relationship?
A. Yes. In footnotes 9 and 10 of the memorandum, USCIS indicates that
while a corporation may be a separate legal entity from its stockholders or
sole owner, it may be difficult for that corporation to establish the
requisite employer-employee relationship for purposes of an H-1B petition.
However, if the facts show that there is a right to control by the
petitioner over the employment of the beneficiary, then a valid employer-
employee relationship may be established. For example, if the petitioner
provides evidence that there is a separate Board of Directors which has the
ability to hire, fire, pay, supervise or otherwise control the beneficiary,
the petitioner may be able to establish an employer-employee relationship
with the beneficiary.
请问这个QA怎么理解？
原文链接：http://tinyurl.com/yj6gqa8
owner of the petitioner, would not establish a valid employer-employee
relationship. Are there any examples of when a beneficiary, who is the sole
owner of the petitioner, may be able to establish a valid employer-employee
relationship?
A. Yes. In footnotes 9 and 10 of the memorandum, USCIS indicates that
while a corporation may be a separate legal entity from its stockholders or
sole owner, it may be difficult for that corporation to establish the
requisite employer-employee relationship for purposes of an H-1B petition.
However, if the facts show that there is a right to control by the
petitioner over the employment of the beneficiary, then a valid employer-
employee relationship may be established. For example, if the petitioner
provides evidence that there is a separate Board of Directors which has the
ability to hire, fire, pay, supervise or otherwise control the beneficiary,
the petitioner may be able to establish an employer-employee relationship
with the beneficiary.
请问这个QA怎么理解？
原文链接：http://tinyurl.com/yj6gqa8
f*n
6 楼
http://bankingbonus.spaces.live.com/blog/
1. 免费的100刀 Chase SapphireSM Card 只需消费一笔
一个不错的信用卡，相比chase sapphire preferred，该卡不仅免去了85刀的第二年年
费，是完全的没有年费的信用卡，而且只需要一笔不限任何金额的消费便可获得
10000points，可以直接兑换成100刀的check。
http://bankingbonus.spaces.live.com/blog/
2.$75 from ing direct account
http://bankingbonus.spaces.live.com/blog/cns!E581C466612AE7F!297.entry
1. 免费的100刀 Chase SapphireSM Card 只需消费一笔
一个不错的信用卡，相比chase sapphire preferred，该卡不仅免去了85刀的第二年年
费，是完全的没有年费的信用卡，而且只需要一笔不限任何金额的消费便可获得
10000points，可以直接兑换成100刀的check。
http://bankingbonus.spaces.live.com/blog/
2.$75 from ing direct account
http://bankingbonus.spaces.live.com/blog/cns!E581C466612AE7F!297.entry
m*l
8 楼
http://www.sciencedirect.com/science?_ob=ArticleURL&_udi=B6THS-42HP06S-
2SG&_user=491431&_rdoc=1&_fmt=&_orig=search&_sort=d&_docanchor=&view=c&_acct
=C0000238
38&_version=1&_urlVersion=0&_userid=491431&md5=
3eb50b1fabad95ec822b7df7a09ca84c
thanks
2SG&_user=491431&_rdoc=1&_fmt=&_orig=search&_sort=d&_docanchor=&view=c&_acct
=C0000238
38&_version=1&_urlVersion=0&_userid=491431&md5=
3eb50b1fabad95ec822b7df7a09ca84c
thanks
c*h
9 楼
cra天天都有两三封email来
【在 t*s 的大作中提到】
: acm上面才60个职位
: cra survey说2008年有400个职位。。。是这么回事么？
【在 t*s 的大作中提到】
: acm上面才60个职位
: cra survey说2008年有400个职位。。。是这么回事么？
d*r
10 楼
Of course, you should open IRA for tax-free growth. For Roth, you can always
get the principle out without paying any tax at any time.
ira
ira,
【在 m******3 的大作中提到】
: married file jointly, 今年agi应该可以买roth ira
: 明年的agi已经不能买roth ira, 也不能买tax deductable的ira了,因为两个人都max
: out了401k
: 如果今年两个人都开roth ira,每人可以存5000,那明年是不是不可以存了呢?
: 是不是明年只能寸non tax deductable的 traditional ira,然后再convert成roth ira
: , 这样好处就是投资收益不要缴税 ,请帮忙看看,我们这种情况今年要不要开roth ira,
: 多谢!
get the principle out without paying any tax at any time.
ira
ira,
【在 m******3 的大作中提到】
: married file jointly, 今年agi应该可以买roth ira
: 明年的agi已经不能买roth ira, 也不能买tax deductable的ira了,因为两个人都max
: out了401k
: 如果今年两个人都开roth ira,每人可以存5000,那明年是不是不可以存了呢?
: 是不是明年只能寸non tax deductable的 traditional ira,然后再convert成roth ira
: , 这样好处就是投资收益不要缴税 ,请帮忙看看,我们这种情况今年要不要开roth ira,
: 多谢!
p*e
11 楼
B2签证的老人可以申请MEDICAID吗？
【在 b********p 的大作中提到】
: My parents just arrived for visiting me for 6 months. They are all 65+.
: Anyone can share experience of applying medicaid in CA please?
【在 b********p 的大作中提到】
: My parents just arrived for visiting me for 6 months. They are all 65+.
: Anyone can share experience of applying medicaid in CA please?
d*h
12 楼
从这里看到了点东西：
http://www.hooyou.com/h-1b/h1b_faq.html
但是没有很明确的界定，是不是因为自己sponsor自己在移民局那里也很模糊？
71. Q: Can an H-1B beneficiary own a company? Can a foreign national own a
company and file an H-1B petition for her own benefit?
A: Yes, an alien can own a company in the U.S. You do not need to be a US
citizen or legal permanent resident to own a business in the US. However,
whether an alien may work for her own company is another matter. You need
authorization from the USCIS to work for any company including your own.
Your own company in some limited situations may apply for H-1B status for
yourself. The USCIS will want to see evidence that the new company will be
able to pay the H-1B worker at least the prevailing wage, as well business
plans, a business lease, and other documents proving that it is in fact a
real company.
It is noted that two key factors the USCIS will scrutinize are: 1) the
ability to pay and 2) the real business need. Owning a company does not
automatically mean you can work for it. In order to work at your own company
as an employee, you still need valid work authorization to work in the US.
Examples:
Rodney is an MBA graduate, majoring in real estate development. He wants to
start his own real estate development company in New York City and petition
for himself as the H-1B beneficiary for the Project Manager position. He
meets all the requirements to form a corporation in the State of New York,
but in his savings account he only has $20,000. Since a real estate
development project in New York City entails significant capital investment,
obviously there is neither a real business need for having this position
nor the ability to pay the prevailing wage required by the position. Rodney
cannot petition for an H-1B for himself.
John is a geoscientist experienced in oil & gas exploration. Before he
started his own consulting company, he worked as a geology consultant for
his employer (a consulting firm) under H-1B status for several corporate
clients. His normal rate was $100/hr. He set up his own consulting company
and many corporate clients retained his consulting company for some work.
Now he wants his own consulting company to petition for himself for a senior
consultant position. For such a consulting company, there is a real need to
have this position. Also, the known prevailing wage for this position in
the area is $100,000/year. However, considering John’s prior hourly rate as
a contractor and the consulting contracts that his company has with its
corporate clients, he should have no problem to proving his company’s
ability to pay.
http://www.hooyou.com/h-1b/h1b_faq.html
但是没有很明确的界定，是不是因为自己sponsor自己在移民局那里也很模糊？
71. Q: Can an H-1B beneficiary own a company? Can a foreign national own a
company and file an H-1B petition for her own benefit?
A: Yes, an alien can own a company in the U.S. You do not need to be a US
citizen or legal permanent resident to own a business in the US. However,
whether an alien may work for her own company is another matter. You need
authorization from the USCIS to work for any company including your own.
Your own company in some limited situations may apply for H-1B status for
yourself. The USCIS will want to see evidence that the new company will be
able to pay the H-1B worker at least the prevailing wage, as well business
plans, a business lease, and other documents proving that it is in fact a
real company.
It is noted that two key factors the USCIS will scrutinize are: 1) the
ability to pay and 2) the real business need. Owning a company does not
automatically mean you can work for it. In order to work at your own company
as an employee, you still need valid work authorization to work in the US.
Examples:
Rodney is an MBA graduate, majoring in real estate development. He wants to
start his own real estate development company in New York City and petition
for himself as the H-1B beneficiary for the Project Manager position. He
meets all the requirements to form a corporation in the State of New York,
but in his savings account he only has $20,000. Since a real estate
development project in New York City entails significant capital investment,
obviously there is neither a real business need for having this position
nor the ability to pay the prevailing wage required by the position. Rodney
cannot petition for an H-1B for himself.
John is a geoscientist experienced in oil & gas exploration. Before he
started his own consulting company, he worked as a geology consultant for
his employer (a consulting firm) under H-1B status for several corporate
clients. His normal rate was $100/hr. He set up his own consulting company
and many corporate clients retained his consulting company for some work.
Now he wants his own consulting company to petition for himself for a senior
consultant position. For such a consulting company, there is a real need to
have this position. Also, the known prevailing wage for this position in
the area is $100,000/year. However, considering John’s prior hourly rate as
a contractor and the consulting contracts that his company has with its
corporate clients, he should have no problem to proving his company’s
ability to pay.
c*e
13 楼
ding!
【在 l****i 的大作中提到】
: http://www.youtubecn.com/search.php?search_query=mitbbs%E4%B9%90%E6%89%8B%E7%89%88%E7%89%88%E8%81%9A&search_type=
: 可以搜到版举的视频LOL。
【在 l****i 的大作中提到】
: http://www.youtubecn.com/search.php?search_query=mitbbs%E4%B9%90%E6%89%8B%E7%89%88%E7%89%88%E8%81%9A&search_type=
: 可以搜到版举的视频LOL。
w*0
14 楼
同问。。。
m*3
15 楼
多谢divneer,我还是有点不清楚,
你的意思是说今年开两个roth ira, 然后一人存5000
明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
的给说说吧.
你的意思是说今年开两个roth ira, 然后一人存5000
明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
的给说说吧.
q*2
16 楼
别想了，不符合条件
I*8
17 楼
I read this several months ago, I recommend you read the memo too.
here is the link: http://www.uscis.gov/USCIS/Laws/Memoranda/2010/H1B%20Employer-Employee%20Memo010810.pdf
most part of this so called new policy still keep the same. they still work
on it.
sole
sole
employee
or
【在 d*******h 的大作中提到】
: Q: The memorandum provides an example of when a beneficiary, who is the sole
: owner of the petitioner, would not establish a valid employer-employee
: relationship. Are there any examples of when a beneficiary, who is the sole
: owner of the petitioner, may be able to establish a valid employer-employee
: relationship?
: A. Yes. In footnotes 9 and 10 of the memorandum, USCIS indicates that
: while a corporation may be a separate legal entity from its stockholders or
: sole owner, it may be difficult for that corporation to establish the
: requisite employer-employee relationship for purposes of an H-1B petition.
: However, if the facts show that there is a right to control by the
here is the link: http://www.uscis.gov/USCIS/Laws/Memoranda/2010/H1B%20Employer-Employee%20Memo010810.pdf
most part of this so called new policy still keep the same. they still work
on it.
sole
sole
employee
or
【在 d*******h 的大作中提到】
: Q: The memorandum provides an example of when a beneficiary, who is the sole
: owner of the petitioner, would not establish a valid employer-employee
: relationship. Are there any examples of when a beneficiary, who is the sole
: owner of the petitioner, may be able to establish a valid employer-employee
: relationship?
: A. Yes. In footnotes 9 and 10 of the memorandum, USCIS indicates that
: while a corporation may be a separate legal entity from its stockholders or
: sole owner, it may be difficult for that corporation to establish the
: requisite employer-employee relationship for purposes of an H-1B petition.
: However, if the facts show that there is a right to control by the
c*e
18 楼
is it really accessible from China?
i searched tiananmen square and it says no data. lol
【在 c**e 的大作中提到】
: ding!
i searched tiananmen square and it says no data. lol
【在 c**e 的大作中提到】
: ding!
y*e
19 楼
需要开两个roth麽？不能开一个，放10000麽？
多谢divneer,我还是有点不清楚,
你的意思是说今年开两个roth ira, 然后一人存5000
明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
的给说说吧.
【在 m******3 的大作中提到】
: 多谢divneer,我还是有点不清楚,
: 你的意思是说今年开两个roth ira, 然后一人存5000
: 明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
: 往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
: traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
: 那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
: 的给说说吧.
多谢divneer,我还是有点不清楚,
你的意思是说今年开两个roth ira, 然后一人存5000
明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
的给说说吧.
【在 m******3 的大作中提到】
: 多谢divneer,我还是有点不清楚,
: 你的意思是说今年开两个roth ira, 然后一人存5000
: 明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
: 往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
: traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
: 那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
: 的给说说吧.
d*h
20 楼
Thank you!
work
【在 I****8 的大作中提到】
: I read this several months ago, I recommend you read the memo too.
: here is the link: http://www.uscis.gov/USCIS/Laws/Memoranda/2010/H1B%20Employer-Employee%20Memo010810.pdf
: most part of this so called new policy still keep the same. they still work
: on it.
:
: sole
: sole
: employee
: or
:
work
【在 I****8 的大作中提到】
: I read this several months ago, I recommend you read the memo too.
: here is the link: http://www.uscis.gov/USCIS/Laws/Memoranda/2010/H1B%20Employer-Employee%20Memo010810.pdf
: most part of this so called new policy still keep the same. they still work
: on it.
:
: sole
: sole
: employee
: or
:
U*e
21 楼
lol. not a bad idea.
d*r
22 楼
If you are not eligible for Roth, you will be definitely NOT eligible for
traditional IRA because traditional IRA has lower AGI requirement. However,
you can contribute to a Non-deductible IRA and convert it into Roth.
【在 m******3 的大作中提到】
: 多谢divneer,我还是有点不清楚,
: 你的意思是说今年开两个roth ira, 然后一人存5000
: 明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
: 往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
: traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
: 那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
: 的给说说吧.
traditional IRA because traditional IRA has lower AGI requirement. However,
you can contribute to a Non-deductible IRA and convert it into Roth.
【在 m******3 的大作中提到】
: 多谢divneer,我还是有点不清楚,
: 你的意思是说今年开两个roth ira, 然后一人存5000
: 明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
: 往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
: traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
: 那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
: 的给说说吧.
u*s
23 楼
非常好，正在测试中。。。
d*r
24 楼
IRA is INDIVIDUAL Retirement Account, so you have to open an IRA for each
individual.However, most brokerage allows you put them under one person to
manage them.
【在 y***e 的大作中提到】
: 需要开两个roth麽？不能开一个，放10000麽？
:
: 多谢divneer,我还是有点不清楚,
: 你的意思是说今年开两个roth ira, 然后一人存5000
: 明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
: 往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
: traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
: 那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
: 的给说说吧.
individual.However, most brokerage allows you put them under one person to
manage them.
【在 y***e 的大作中提到】
: 需要开两个roth麽？不能开一个，放10000麽？
:
: 多谢divneer,我还是有点不清楚,
: 你的意思是说今年开两个roth ira, 然后一人存5000
: 明年因为agi的问题,就不能存roth ira, 是不是还要开两个traditional ira,然后每年
: 往traditional ira里面存5000, 这5000应该也是税后的钱了,然后立刻把这些
: traditional ira convert成roth ira, 那样这些钱产生的收益就不缴税了
: 那这样不就是变相避开了roth ira对agi的限制了么,不知道我的理解对不对,哪位明白
: 的给说说吧.
c*r
25 楼
顶 山寨 二字。哈哈
m*3
26 楼
多谢divneer,现在明白了
还有个问题就是non-deductible IRA和roth IRA可以是一个账号么?
non-deductible IRA和roth IRA有什么区别么? 除了roth IRA有agi的限制,两个存的应
该都是税后的钱,既然non-dedutible IRA可以convert成roth, 那roth IRA对agi的限制
是不是其实就不存在了
还有个问题就是non-deductible IRA和roth IRA可以是一个账号么?
non-deductible IRA和roth IRA有什么区别么? 除了roth IRA有agi的限制,两个存的应
该都是税后的钱,既然non-dedutible IRA可以convert成roth, 那roth IRA对agi的限制
是不是其实就不存在了
m*3
27 楼
divneer,我去fidelity的网站上看了,他们只有traditional IRA和roth IRA两种
account,哪里能开你说的对收入没有限制的non-dedutible IRA account呢?
account,哪里能开你说的对收入没有限制的non-dedutible IRA account呢?
t*o
28 楼
tradition ira
【在 m******3 的大作中提到】
: divneer,我去fidelity的网站上看了,他们只有traditional IRA和roth IRA两种
: account,哪里能开你说的对收入没有限制的non-dedutible IRA account呢?
【在 m******3 的大作中提到】
: divneer,我去fidelity的网站上看了,他们只有traditional IRA和roth IRA两种
: account,哪里能开你说的对收入没有限制的non-dedutible IRA account呢?
g*d
29 楼
same question
【在 m******3 的大作中提到】
: 多谢divneer,现在明白了
: 还有个问题就是non-deductible IRA和roth IRA可以是一个账号么?
: non-deductible IRA和roth IRA有什么区别么? 除了roth IRA有agi的限制,两个存的应
: 该都是税后的钱,既然non-dedutible IRA可以convert成roth, 那roth IRA对agi的限制
: 是不是其实就不存在了
【在 m******3 的大作中提到】
: 多谢divneer,现在明白了
: 还有个问题就是non-deductible IRA和roth IRA可以是一个账号么?
: non-deductible IRA和roth IRA有什么区别么? 除了roth IRA有agi的限制,两个存的应
: 该都是税后的钱,既然non-dedutible IRA可以convert成roth, 那roth IRA对agi的限制
: 是不是其实就不存在了
b*k
30 楼
现在开roth还可以补去年的，然后四月份再contribute今年的， 这就有两万在里面了
已经。
ira
ira,
【在 m******3 的大作中提到】
: married file jointly, 今年agi应该可以买roth ira
: 明年的agi已经不能买roth ira, 也不能买tax deductable的ira了,因为两个人都max
: out了401k
: 如果今年两个人都开roth ira,每人可以存5000,那明年是不是不可以存了呢?
: 是不是明年只能寸non tax deductable的 traditional ira,然后再convert成roth ira
: , 这样好处就是投资收益不要缴税 ,请帮忙看看,我们这种情况今年要不要开roth ira,
: 多谢!
已经。
ira
ira,
【在 m******3 的大作中提到】
: married file jointly, 今年agi应该可以买roth ira
: 明年的agi已经不能买roth ira, 也不能买tax deductable的ira了,因为两个人都max
: out了401k
: 如果今年两个人都开roth ira,每人可以存5000,那明年是不是不可以存了呢?
: 是不是明年只能寸non tax deductable的 traditional ira,然后再convert成roth ira
: , 这样好处就是投资收益不要缴税 ,请帮忙看看,我们这种情况今年要不要开roth ira,
: 多谢!
f*n
31 楼
,
it's called a "non-deductible traditional IRA". and no, anyone can
contribute to a traditional IRA. the limit you are referring to is for
deducting the traditional IRA, but if you're going to convert it then it
doesn't matter anyway
【在 d*****r 的大作中提到】
: If you are not eligible for Roth, you will be definitely NOT eligible for
: traditional IRA because traditional IRA has lower AGI requirement. However,
: you can contribute to a Non-deductible IRA and convert it into Roth.
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