of course, 总要pay一次tax,但也只付一次,不会double付,roth就是先付,以后不 用付,deductible traditional就是先不付,以后再付。
【在 m**2 的大作中提到】 : That is the case when most of your old traditional IRA contributions are : nondeductible. Otherwise you will pay tax on the conversion.
有 $2M, 30岁 就可以退休,哪里需要等到7老8十? "I’m an oddball though. Retired in my 30’s on a couple of mil and I just need 2-3k a month in supplemental cash flow to live pretty well. No house or car payments or any other debt. Between LC and my regular dividends and interest from my other index fund investments, I get plenty of cash flow." http://www.mrmoneymustache.com/2013/02/03/the-lending-club-expe