"1. 金融危机谁之过
目前的金融危机根本上就是IB和贪婪的个人投资者合演的一场闹剧。"
your analysis is more on the micro / technical front and less so on the
macro / big picture front. investment banks played a non trivial but also
non-vital role in the whole thing. they are just brokers, match-making
capital and investment opportunities. the bankers are successful only to the
extent a) there are willing investors; and b) there are investment
opportunities.
so you have to ask yourself why there are willing investors and why there
are t