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[出售]Coach gift card $250 @0.92 (转载)

[出售]Coach gift card $250 @0.92 (转载)# Fashion - 美丽时尚

f*82013-12-14 08:12

1 楼

现在是时候加仓楼市的股票了。美国经济现在正从recover的初期到中期转变，楼市的
recover一般开始于recover中后期然后爬高于boom的全过程。根据目前经济数据，美国
楼市属于历史低位，而从银行业的数据看，美国银行业在recover中期，表现在季度EPS
，dividen，bonus，解决与政府债务状况时限等等。银行业的cover一般会带动楼市
cover，二者从而相辅相成，齐头并进，带动其他产业的复兴，把经济拉向顶峰。根据
这些情况看，楼市在年底会开始一个高速增长期，现在开始load楼市股票也许是获利最
大化的好时机。具体股票去google下。

d*f2013-12-14 08:12

2 楼

【以下文字转载自 FleaMarket 讨论区】
发信人: ddyourself (dd), 信区: FleaMarket
标题: [出售]Coach gift card $250 @0.92
发信站: BBS 未名空间站 (Fri Dec 13 23:59:08 2013, 美东)
二手交易风险自负！请自行验证是否合法和一手卡！:
我想卖的物品:
Coach gift card $250 @0.92
单张面值:
$250
可接受价格(必须明码标价！):
0.92
物品新旧要求:
new in hand
邮寄方式要求:
email code or you choose you pay
买卖双方谁承担邮寄损失(Required if not code only):
email - n/a
shipping - bmay
付款方式说明:
boa, non-cc pp, amazon
其他补充说明:
广告的有效期:
till sold
物品来源(Required for All Cards!):
coach.com
我的联系方式:
bbs mail
Warranty期限:
unlimited.
能否证明是合法的一手卡?(Required for All Cards!):
Y
state and zip:
27560

o*l2013-12-14 08:12

3 楼

although I am not bullish on housing because there is no sign of loan growth throughout commercials banks but couple homebuilder stocks.TOL,
PHM,DHI,LEN,KBH,MTH,MDC,CHCI,OHBIQ,SPF,NVR.

d*f2013-12-14 08:12

4 楼

f*82013-12-14 08:12

5 楼

Here you go. Thanks for your pick.

【在 o*********l 的大作中提到】

: although I am not bullish on housing because there is no sign of loan growth throughout commercials banks but couple homebuilder stocks.TOL,
: PHM,DHI,LEN,KBH,MTH,MDC,CHCI,OHBIQ,SPF,NVR.

f*82013-12-14 08:12

6 楼

Well, if there is sign of lending from the news. That might be kind of late
to jump in since those MM already have taken some action ahead of the news.

growth throughout commercials banks but couple homebuilder stocks.TOL,

【在 o*********l 的大作中提到】

: although I am not bullish on housing because there is no sign of loan growth throughout commercials banks but couple homebuilder stocks.TOL,
: PHM,DHI,LEN,KBH,MTH,MDC,CHCI,OHBIQ,SPF,NVR.

J*S2013-12-14 08:12

7 楼

现在太早了吧?
就业率还没有很大的改善，现在虽然经济有复苏的迹象，但是为了抑制通胀，美联储有
可能提高利率，这样贷款利率会比现在提高很多。房价今年还有下降的空间。
个人看法，难道不对吗？

d*s2013-12-14 08:12

8 楼

房市离起步还早呢

f*82013-12-14 08:12

9 楼

Not too long for the re-election...

a*h2013-12-14 08:12

10 楼

I agree. all the headlines are bearish on housing, every average joe are
bearish or at least not bullish, I think it's close to bottom
The question is what's the best vehicle to bet on this?
home builder or REIT???

EPS

【在 f**********8 的大作中提到】

: 现在是时候加仓楼市的股票了。美国经济现在正从recover的初期到中期转变，楼市的
: recover一般开始于recover中后期然后爬高于boom的全过程。根据目前经济数据，美国
: 楼市属于历史低位，而从银行业的数据看，美国银行业在recover中期，表现在季度EPS
: ，dividen，bonus，解决与政府债务状况时限等等。银行业的cover一般会带动楼市
: cover，二者从而相辅相成，齐头并进，带动其他产业的复兴，把经济拉向顶峰。根据
: 这些情况看，楼市在年底会开始一个高速增长期，现在开始load楼市股票也许是获利最
: 大化的好时机。具体股票去google下。

o*l2013-12-14 08:12

11 楼

not the lending from the news. I follow commercial banks earning calls. most
top executives at CB are saying no growth yet, this coming quarter could be
ugly because last quarter's profit are from loan loss reserves.

r*s2013-12-14 08:12

12 楼

我是做商业地产贷款的，完全没你想象的那么好，元气是得慢慢恢复，曲折啊。

c*a2013-12-14 08:12

13 楼

我们这边房地产这行几乎都死了，
你要说复苏，事实上谁不想复苏？但是谈这还太早！

s*r2013-12-14 08:12

14 楼

Buy CX, at least a lot better than betting on some individual homebuilders.

【在 a********h 的大作中提到】

: I agree. all the headlines are bearish on housing, every average joe are
: bearish or at least not bullish, I think it's close to bottom
: The question is what's the best vehicle to bet on this?
: home builder or REIT???
:
: EPS

s*r2013-12-14 08:12

15 楼

CX, SHW, my speculative housing recovery choices.

T*62013-12-14 08:12

16 楼

Housing stocks have increased too fast in the last two weeks and will
decline for a while (about 2 weeks to 1 month). Mark my words.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Recommend this book in Amazon:
Stock Investing Handbook: A Complete Guide to Investment Products,
Analytical Methods and Investment Strategies

EPS

【在 f**********8 的大作中提到】

o*l2013-12-14 08:12

17 楼

April 7 (Bloomberg) -- Wells Fargo & Co., the largest U.S.
home lender, cut 1,900 employees from its mortgage unit, or less
than 1 percent of the workforce, as fewer would-be borrowers
submit applications for loans.
Wells Fargo told U.S. employees of the cuts on March 23,
giving them 60 days notice, Jason Menke, a spokesman for the San
Francisco-based bank, said today. Most employees were in interim
roles processing mortgage applications, and a “handful” were
in servicing operations. Some employees may be transferred to
other departments, he said.
“The mortgage business is incredibly cyclical and we have
to scale our operations according to customer demand,” Menke
said in a phone interview. Employees “were brought in for
short-term assignments when they were hired. They were told that
at some point these roles would end.”
Wells Fargo mortgage originations slipped to $386 billion
last year from $420 billion in 2009, according to the bank’s
fourth-quarter earnings statement. Pending mortgage applications
declined to $73 billion at the end of 2010 from $101 billion in
the third quarter, the bank said. Wells Fargo had 272,200
employees at the end of December, according to a filing.
The average rate on a typical U.S. fixed-rate 30-year
mortgage increased to 4.89 percent on April 6 from 4.20 percent
in November, according to bankrate.com, a North Palm Beach,
Florida-based data firm.
For Related News and Information:
Wells Fargo earnings: WFC US EM
Wells Fargo total returns: WFC US TRA
Day’s best/worst financial stocks: S15FINL MRR1
Financial stocks this year: S15FINL GP YTD
Top financial-company news: FTOP