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Intel® Core™ i3-330UM（1.2GHz)

Intel® Core™ i3-330UM（1.2GHz)# Hardware - 计算机硬件

p*x2010-12-13 08:12

1 楼

【以下文字转载自 Notice 讨论区】
发信人: deliver (自动发信系统), 信区:
标题: phynix 封 chencongsytu 在 Money 版
发信站: BBS 未名空间站自动发信系统 (Sat Dec 11 16:31:47 2010)
【此篇文章是由自动发信系统所张贴】
由于 chencongsytu 在 Money 版的置底版规行为，
被暂时取消在本版的发文权力 14 天。
版主:phynix
Sat Dec 11 16:31:37 2010

r*02010-12-13 08:12

2 楼

1.为什么broker给的rate比自己去银行办给的低？
2.通过broker申请同等额度贷款会比自己直接去银行申请容易吗？如果收入偏低的话。
3.broker fee一般大概多少？如果买30-40万的房子。
请过来人解惑，谢谢。

b*a2010-12-13 08:12

3 楼

http://www.jiaoyou8.com/friends_info?action=user_pic&login_id=Y

h*d2010-12-13 08:12

4 楼

http://www.cultofmac.com/135844/why-the-ipad-is-the-most-hated-
As the Apple iPad succeeds beyond expectations, it leaves in its wake an
enormous body count of dead and dying products. While consumers love it,
several major industries have grown to hate it. And for very good reason.
Why Tablet Competitors Hate the iPad
It wasn’t supposed to be like this. The iPad was supposed to usher in a new
era of tablet computing, creating a thriving new market that looked a lot
like the world of smart phones.
After gaining an early lead, the iPad was supposed to settle in as a big
seller, dominating the high end of the market. Android tablets were supposed
to grab most of the unit sales, offering a variety of successful sizes,
options and price points. And tablets running proprietary platforms like HP
’s WebOS and RIM’s BlackBerry Tablet OS were supposed to bring healthy new
sources of revenue to those companies.
But that’s not what happened.
What happened is that Apple has asserted an unshakable lead, and no other
company other than Amazon has taken significant share.
What’s worse, the vast distance between expectations for non-iPad touch
tablets and the ugly reality is causing havoc, wrecking companies and
transforming whole industries.
The first major casualty was the HP TouchPad, which shipped July 1. Although
HP had enormously high hopes for the tablet, its reception in the market
was so bad that seven weeks later HP announced the termination of all WebOS
hardware products.
Retail stores had literally hundreds of thousands of units that they knew
would never sell at the initial price that started at $500. So they had a
fire sale to dump the products starting at $99 each, a price far below cost.
In the end, HP had to take a $1 billion cash charge on the fiasco.
The bloodbath was just beginning. Next up: RIM. The company’s BlackBerry
PlayBook tablet has sold better than the TouchPad, but sales were
disappointing and have declined since the launch on April 19. RIM’s
estimates for unit sales were 2.4 million for second fiscal quarter, but
they ended up selling only 200 thousand of them.
In order to dump inventory, RIM temporarily cut $300 off the price of each
tablet, selling far below cost.
The company had to take a $485 million charge on losses from the PlayBook
miscalculation.
Another factor is the Amazon Kindle, which is sold by Amazon at a loss to be
recouped later with content purchased on Amazon.com.
Here’s the under-appreciated reality of all this: HP, RIM and Amazon have
all moved millions of touch tablets into the market at below cost. This has
caused two problems for the market. First, it’s created a domino effect. HP
’s fire sale on the TouchPad cut demand for the BlackBerry PlayBook,
reducing unit sales. That contributed to RIM’s need for a fire sale of its
own. (Plus, Amazon has probably long intended to sell below cost.)
All this crazy, unexpected discounting has both artificially taken market
share away from the various Android tablets, and re-set consumer
expectations about how much a touch tablet is supposed to cost.
Now, the only way to sell a non-iPad tablet in any significant quantity is
to sell it below cost.
Android tablet makers are faced with the choice between making a little
money on each tablet but selling few, or losing money on each tablet and
selling many.
It’s a horrible state of affairs for the tablet industry, unless you’re
Apple or Amazon. And it’s almost entirely the fault of the iPad.
The iPad’s reception convinced the industry that they could succeed, too.
The success of the iPad made HP and RIM vastly over-estimate demand. And the
success of the iPad made it impossible to compete against the iPad in the
market, forcing companies to ultimately dump inventory at below cost and, in
doing so, nearly destroy the Android tablet market.
That’s why the consumer tablet industry hates the iPad. But they’re not
the only ones.
Why Vertical Tablet Makers Hate the iPad
Tablets have been around for many years in various vertical industries.
The aviation industry offers something called the “electronic flight bag.”
Several companies have sold expensive, dedicated tablets that give both
professional and private pilots a variety of tools and charts necessary for
aviation, as electronic replacements for the paper resources that used to be
standard.
But the iPad is destroying that industry. The iPad hardware is much better.
The interface is much better. iPads are far less expensive. And they can be
used for other things. Pilot tools are provided as simple apps.
The electronic flight bag industry hates the iPad.
The same thing goes for a large number of industries, such as medicine,
retail and many others. Everything was going fine. And now the iPad comes
out of nowhere to destroy their expectations — and their revenue.
Why The Toy Industry Hates the iPad
The number one most requested toy for Christmas this year is the iPad.
And it’s also popular among parents as a gift for their children.
And boy does the toy industry hate that. The reason is that the iPad
replaces not a single toy type, but thousands of them.
Apps make the iPad a replacement for all kinds of toys that parents now don
’t have to buy. So the hardware takes away money that would have been spent
on toys, then the apps take away money that parents would later spend on
games, content, coloring books and so on.
Why the PC Industry Hates the iPad
The iPad has really thrown a monkey wrench into the PC industry.
One of the hottest segments three years ago was the tiny netbook. Many PC
companies are still relying on netbook revenue. But, increasingly, they can
’t.
Dell announced yesterday, for example, that it plans to discontinue consumer
netbooks. Apparently iPads are too compelling an alternative. Instead, Dell
plans to aggressively pursue ultra-portables that compete with the MacBook
Air. Good luck with that.
Meanwhile, the Dells of the world have a bigger problem, which is that some
people are using their iPad as an alternative to a full-size laptop or
desktop.
Former PC World Editor-in-Chief and current Technologizer writer Harry
McCracken said last week that the iPad 2 has become his favorite computer.
McCracken wrote: “I think it’s possible to use an iPad as one’s primary
device for professional-level content creation. Actually, scratch that. I’m
positive it’s possible — because I’ve been doing it for the past three
months, and I’ve been having a really good time.”
The number of people who favor an iPad as their main computing environment
is small but growing.
And the PC industry hates that.
Why Amazon Will Soon Hate the iPad
The Amazon Kindle Fire is the only non-iPad touch tablet currently
succeeding in the market.
The main reason is price. At $200, it’s far less than half the price of the
iPad.
The other reason is that people like Amazon-specific goodies like free cloud
service and easy access to Amazon content and shopping.
But mostly it’s the price.
It has also become clear in recent weeks that the Kindle Fire is a piece of
crap.
The tablet has no physical volume buttons; no privacy, security or parental
controls to speak of; a clunky user interface; not enough storage; an old
version of Android; and a host of other problems.
The Amazon Kindle Fire fits the description Steve Jobs once gave for the
netbook. The problem with the Kindle Fire is that it’s not better than
anything. It’s just cheap.
The Kindle Fire is far less expensive than the iPad for two reasons. First,
Amazon is selling it at a loss, while Apple makes a huge profit on every
iPad. But second, the Kindle Fire is a 7-inch screen device and the iPad is
a nearly 10-inch one. The screen, the battery, some electronics and some
materials are far cheaper on a smaller device.
Now there’s a rumor that Apple plans to replace the iPod Touch with a 7.85-
inch iPad. The rumor looks as solid as such rumors get. Plus it makes
perfect sense for Apple to do this.
Given Apple’s economies of scale, it’s likely that Apple could sell the
iPad at the same price as the current iPod Touch — $199 — which is also,
of course, the same price as the Amazon Kindle Fire.
Merely announcing such a product would immediately hammer Kindle Fire sales.
And actually shipping it would be devastating. Why would you buy a Smart
ForTwo car if you could buy an Infinity M37 for the same price?
Consumers love the iPad. But the unprecedented success of the iPad is laying
waste to products, product categories, companies and even entire industries
, and nobody can stop it. Never before in the history of consumer
electronics has a single product earned so much love – and so much hate.

c*e2010-12-13 08:12

5 楼

请问一下，Intel® Core™ i3-330UM 和 Intel® Core™ i3-
330m 的区别大吗？想买一个sony Y series 的笔记本，谢谢

T*g2010-12-13 08:12

6 楼

也想知道。顶一下。

【在 r**********0 的大作中提到】

: 1.为什么broker给的rate比自己去银行办给的低？
: 2.通过broker申请同等额度贷款会比自己直接去银行申请容易吗？如果收入偏低的话。
: 3.broker fee一般大概多少？如果买30-40万的房子。
: 请过来人解惑，谢谢。

w*i2010-12-13 08:12

7 楼

罩被不小

【在 b*a 的大作中提到】

: http://www.jiaoyou8.com/friends_info?action=user_pic&login_id=Y

w*22010-12-13 08:12

8 楼

pretty good article about the industry

【在 h*d 的大作中提到】

: http://www.cultofmac.com/135844/why-the-ipad-is-the-most-hated-
: As the Apple iPad succeeds beyond expectations, it leaves in its wake an
: enormous body count of dead and dying products. While consumers love it,
: several major industries have grown to hate it. And for very good reason.
: Why Tablet Competitors Hate the iPad
: It wasn’t supposed to be like this. The iPad was supposed to usher in a new
: era of tablet computing, creating a thriving new market that looked a lot
: like the world of smart phones.
: After gaining an early lead, the iPad was supposed to settle in as a big
: seller, dominating the high end of the market. Android tablets were supposed

p*a2010-12-13 08:12

9 楼

性能上差别蛮大的:
330M的得分是1956 （相当于Core 2 DUO P8700）， 330UM是1184 (相当于Core 2 DUO
U9600)

【在 c********e 的大作中提到】

: 请问一下，Intel® Core™ i3-330UM 和 Intel® Core™ i3-
: 330m 的区别大吗？想买一个sony Y series 的笔记本，谢谢

b*s2010-12-13 08:12

10 楼

我觉得这跟你去agent那里买回国机票通常要比你从网上直接从航空公司买便宜一个意
思.
银行给了broker优惠价.

【在 r**********0 的大作中提到】

w*n2010-12-13 08:12

11 楼

这个妆太重了吧？我一般没有这么重的妆

【在 b*a 的大作中提到】

: http://www.jiaoyou8.com/friends_info?action=user_pic&login_id=Y

S*d2010-12-13 08:12

12 楼

Bump

★ 发自iPhone App: ChineseWeb - 中文网站浏览器

【在 w********2 的大作中提到】

: pretty good article about the industry

c*e2010-12-13 08:12

13 楼

谢谢

h*72010-12-13 08:12

14 楼

有人解释说，大银行 overhead 太多，贷款利率/费用就高，因为他们要 cover the
cost. 小 broker overhead 低。

b*a2010-12-13 08:12

15 楼

你不要心虚

【在 w****n 的大作中提到】

: 这个妆太重了吧？我一般没有这么重的妆

a*i2010-12-13 08:12

16 楼

330M和330UM属于不同类型的CPU
330M是标准电压版，tdp是35W
330UM是低电压版，tdp只有18W
两个U的市场定位完全不同，不可比的

s*82010-12-13 08:12

17 楼

要看银行。大银行broker好，小银行直接走银行好。
企业一大，官僚主义就来了，层次也多了，费用就高了。和政府一样。

w*n2010-12-13 08:12

18 楼

而且我也不是小麦色，嗯

【在 b*a 的大作中提到】

: 你不要心虚

c*y2010-12-13 08:12

19 楼

bank给broker的是wholesale price， broker拿commission，你不用特别给broker
points，所以buyer最多给broker几百块的processing fee，如果broker有
contractor的lender多的话，同样给你4.5的利率， citibank给broker的commission
就少，其他小银行会给更多的commission，所以broker可以给你多是几家，相对容
易拿到loan approval，但都要满足Freddic和fannie的u/w guidelines，这是
wholesale的要求，但loan officer可以帮你把你的材料做的好看一些，让u/w批得容
易一些。

s*g2010-12-13 08:12

20 楼

如果银行破产了, 贷的loan咋办? 总会有接手的银行么

T*g2010-12-13 08:12

21 楼

如果是买银行的房子的话，找同一家银行做loan会不会容易批一些？比如说买的是
Wellsfargo的房子，是不是找wellsfargo贷款会好些呢？银行给的rate和closing cost
都比较高，broker的好些。但就是担心弄半天，贷款下不来。

commission

【在 c*******y 的大作中提到】

: bank给broker的是wholesale price， broker拿commission，你不用特别给broker
: points，所以buyer最多给broker几百块的processing fee，如果broker有
: contractor的lender多的话，同样给你4.5的利率， citibank给broker的commission
: 就少，其他小银行会给更多的commission，所以broker可以给你多是几家，相对容
: 易拿到loan approval，但都要满足Freddic和fannie的u/w guidelines，这是
: wholesale的要求，但loan officer可以帮你把你的材料做的好看一些，让u/w批得容
: 易一些。

s*y2010-12-13 08:12

22 楼

因为相当于批发价。
我在mortgage bank, 利率比broker还低，你可以联系我。

【在 r**********0 的大作中提到】

p*e2010-12-13 08:12

23 楼

７／１ ARM 现在ＮＯ　ＰＯＩＮＴ　的利率多少？
贷２０－２５万左右的话。

【在 s*******y 的大作中提到】

: 因为相当于批发价。
: 我在mortgage bank, 利率比broker还低，你可以联系我。