hand here. They are super slow. Underwriting will not look at the file until the last minutes of your loan contingency, and loan officer can not talk with the underwriting until the file is looked. that is the logic of slowness. good luck
ours got closed within 21 days. the process with BOA was pretty fast, but to get the underwrite from the owner took a long time since they were oversea. you just need to push them very often. in our case, we didn't push them, otherwise, it could be closed in maybe 15 days. :p