it is not scam. As bi-weekly you got more deduction of your principle so you could pay less interest. As you need to pay certain amount of fee for changing to bi-weekly, so you shall weigh yourself to see if it is worthwhile.
【在 n*****n 的大作中提到】 : it is not scam. As bi-weekly you got more deduction of your principle so you : could pay less interest. : As you need to pay certain amount of fee for changing to bi-weekly, so you : shall weigh yourself to see if it is worthwhile.
【在 n*****n 的大作中提到】 : it is not scam. As bi-weekly you got more deduction of your principle so you : could pay less interest. : As you need to pay certain amount of fee for changing to bi-weekly, so you : shall weigh yourself to see if it is worthwhile.
f*e
19 楼
You don't have to pay a fee if you want to pay more principle. By being charged a fee for paying more principle, people are ripped off. It is a different story if you are a bank broker who live on such fees.
you
【在 n*****n 的大作中提到】 : it is not scam. As bi-weekly you got more deduction of your principle so you : could pay less interest. : As you need to pay certain amount of fee for changing to bi-weekly, so you : shall weigh yourself to see if it is worthwhile.
y*n
20 楼
Not exactly the same and bi-weekly is worse. In most programs, you pay some extra every month but they don't apply the extra to your principal until all these extra money accumulate to at least one month payment. So the extra principal will be only applied at the 13th month. If you don't sign up the program, you can still pay extra every month and these extra dollars will be applied to your principal immediately.
【在 n*****n 的大作中提到】 : it is not scam. As bi-weekly you got more deduction of your principle so you : could pay less interest. : As you need to pay certain amount of fee for changing to bi-weekly, so you : shall weigh yourself to see if it is worthwhile.