Terms裡頭的這句話如何解讀?? "Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents"
b*k
11 楼
Currently, our systems are not responding. Please try again later or call/ contact us as follows: To apply by phone or for product information -- 1-800-223-2670. We apologize for the inconvenience and look forward to serving you.
哪里看到6500刀之后5%药菜油? 只看到这个: You will earn a reward of 3% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). An annual reward year is 12 billing periods in a row starting with the one that begins in January; 2% on eligible purchases of gasoline at gas stations located in the U.S. ( superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 2% on eligible purchases at select department stores located in the U.S. (The current list of select major department stores at which you can earn a 2% reward is available at americanexpress.com /rewards-info); and 1% on all other eligible purchases.
terms里面写的是For your first $6,500 of eligible purchases in the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs (reward year), you will receive a reward of 1% on Everyday Purchases and a reward of 0.5% on all other eligible purchases. For each dollar of eligible purchases in excess of $6,500 in that same reward year, you will receive a reward of 5% on Everyday Purchases and a reward of 1% on other purchases.
【在 s*****c 的大作中提到】 : 应该是,所以就算现在申,也等到明年1/1再用,呵呵
e*n
47 楼
amex可以同一个账户下有两张卡么,还是必须再新建一个账户?
【在 f*******s 的大作中提到】 : 6500和6000都是 calendar year
s*t
48 楼
不对
【在 f*******s 的大作中提到】 : 6500和6000都是 calendar year
f*s
49 楼
why? 6k 一定是calendar
【在 s*********t 的大作中提到】 : 不对
s*t
50 楼
6k是calendar year,6.5k是开卡anniversary year
【在 f*******s 的大作中提到】 : why? : 6k 一定是calendar
f*s
51 楼
看go8电话的报告,虽然条文是6.5是12 bill period
【在 s*********t 的大作中提到】 : 6k是calendar year,6.5k是开卡anniversary year
s*n
52 楼
I predict this link to be removed by Amex soon. Or alternatively, if too many people get into this, Amex will do something to kill the card, such as convert everyone to BCE or BCP
G*8
53 楼
相信saintknight大牛说的。 那个amx rep可能说错了。
【在 f*******s 的大作中提到】 : 看go8电话的报告,虽然条文是6.5是12 bill period
s*t
54 楼
amex的实际bonus和benefit和tc有差异的情况很少出现 客服不是万能的,很多时候都不如版上的警察 这张是几乎discontinued的老卡,很多客服都不懂 go8电话时必然是晚上,有可能烙印客服。。。u can figure out..lol 其实有谁还一直有old blue cash的根据以前经验说一下就是了
【在 f*******s 的大作中提到】 : 看go8电话的报告,虽然条文是6.5是12 bill period
【在 s**n 的大作中提到】 : I predict this link to be removed by Amex soon. Or alternatively, if too : many people get into this, Amex will do something to kill the card, such as : convert everyone to BCE or BCP
s*n
58 楼
we will see. i know some heavy hitters are hitting it hard. I will be very surprised if Amex is not aware of this
I STRONGLY suggest everybody not to post this elsewhere. You will get nothing if Amex decided to kill the card. Also, for those who are still on the fence, jump. For those who had jumped, go really slow for your first a few billing cycle, or you will be finance reviewed.
f*s
60 楼
let us see the data point, interesting, especially considering adverse selection based on 6.5k.
,
【在 s**n 的大作中提到】 : I STRONGLY suggest everybody not to post this elsewhere. You will get : nothing if Amex decided to kill the card. : Also, for those who are still on the fence, jump. For those who had jumped, : go really slow for your first a few billing cycle, or you will be finance : reviewed.
s*t
61 楼
do you think ppl here will take your advice? when yudeli suggested not to abuse bb online debit gc load a couple of days ago, several ppl reported being banned by bb in just a day or two after that by doing exactly what yudeli suggested not to do ppl tend to think "well, i will not be the unlucky guy" "i dont give a shit to others' interests"
,
【在 s**n 的大作中提到】 : I STRONGLY suggest everybody not to post this elsewhere. You will get : nothing if Amex decided to kill the card. : Also, for those who are still on the fence, jump. For those who had jumped, : go really slow for your first a few billing cycle, or you will be finance : reviewed.
s*n
62 楼
fair enough... maybe we should let them learn their lessons. this card is good. but it is likely to trigger financial review if not used property. I will hold back my tips then
days that shit
【在 s*********t 的大作中提到】 : do you think ppl here will take your advice? : when yudeli suggested not to abuse bb online debit gc load a couple of days : ago, several ppl reported being banned by bb in just a day or two after that : by doing exactly what yudeli suggested not to do : ppl tend to think "well, i will not be the unlucky guy" "i dont give a shit : to others' interests" : : ,
m*t
63 楼
too bad all CVS around the town stopped carrying Vanilla. But jumped anyway. Need to check RA now
I have had this card for 10 years now. Not really using it even after the bluebird era. Because the very low cash back for the first $6500, that is opportunity cost loss of over $60 first, not even counting the $3.95-$4.95 per $500 manufacture spending cost. So, you have to overcome at least $120 cost before you can start reaping the 5%.
【在 c**2 的大作中提到】 : I have had this card for 10 years now. : Not really using it even after the bluebird era. : Because the very low cash back for the first $6500, that is opportunity cost : loss of over $60 first, not even counting the $3.95-$4.95 per $500 : manufacture spending cost. So, you have to overcome at least $120 cost : before you can start reaping the 5%.
z*l
76 楼
I had the original blue cash card, and can clarify some of the questions here. 1. The $6500 reset is on the 12 bill cycles (what AE calls reward year), not on the calendar year. So if you have just got the card, you will clear $ 6500 till next October. 2. The term of the everyday purchase excludes prepaid card purchase. However , in my experience with vanilla purchases at CVS, I would usually get the 5% cash back. There were probably two transactions that only got 1%. I don't want to draw attention from AE, so I did not bother to call them to clarify the transaction category. Most of the time I would mix the vanilla cards with some other small item purchases. Bottom line, if you use MS a lot, this card can be great since it does not have upper cap after the $6500 spend. However, as many have suggested, you need to be carefully with your spending.
Terms裡頭的這句話如何解讀?? "Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents"
b*k
85 楼
Currently, our systems are not responding. Please try again later or call/ contact us as follows: To apply by phone or for product information -- 1-800-223-2670. We apologize for the inconvenience and look forward to serving you.
哪里看到6500刀之后5%药菜油? 只看到这个: You will earn a reward of 3% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). An annual reward year is 12 billing periods in a row starting with the one that begins in January; 2% on eligible purchases of gasoline at gas stations located in the U.S. ( superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 2% on eligible purchases at select department stores located in the U.S. (The current list of select major department stores at which you can earn a 2% reward is available at americanexpress.com /rewards-info); and 1% on all other eligible purchases.
terms里面写的是For your first $6,500 of eligible purchases in the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs (reward year), you will receive a reward of 1% on Everyday Purchases and a reward of 0.5% on all other eligible purchases. For each dollar of eligible purchases in excess of $6,500 in that same reward year, you will receive a reward of 5% on Everyday Purchases and a reward of 1% on other purchases.
【在 s*****c 的大作中提到】 : 应该是,所以就算现在申,也等到明年1/1再用,呵呵
e*n
120 楼
amex可以同一个账户下有两张卡么,还是必须再新建一个账户?
【在 f*******s 的大作中提到】 : 6500和6000都是 calendar year
s*t
121 楼
不对
【在 f*******s 的大作中提到】 : 6500和6000都是 calendar year
f*s
122 楼
why? 6k 一定是calendar
【在 s*********t 的大作中提到】 : 不对
s*t
123 楼
6k是calendar year,6.5k是开卡anniversary year
【在 f*******s 的大作中提到】 : why? : 6k 一定是calendar
f*s
124 楼
看go8电话的报告,虽然条文是6.5是12 bill period
【在 s*********t 的大作中提到】 : 6k是calendar year,6.5k是开卡anniversary year
s*n
125 楼
I predict this link to be removed by Amex soon. Or alternatively, if too many people get into this, Amex will do something to kill the card, such as convert everyone to BCE or BCP
G*8
126 楼
相信saintknight大牛说的。 那个amx rep可能说错了。
【在 f*******s 的大作中提到】 : 看go8电话的报告,虽然条文是6.5是12 bill period
s*t
127 楼
amex的实际bonus和benefit和tc有差异的情况很少出现 客服不是万能的,很多时候都不如版上的警察 这张是几乎discontinued的老卡,很多客服都不懂 go8电话时必然是晚上,有可能烙印客服。。。u can figure out..lol 其实有谁还一直有old blue cash的根据以前经验说一下就是了
【在 f*******s 的大作中提到】 : 看go8电话的报告,虽然条文是6.5是12 bill period
【在 s**n 的大作中提到】 : I predict this link to be removed by Amex soon. Or alternatively, if too : many people get into this, Amex will do something to kill the card, such as : convert everyone to BCE or BCP
s*n
131 楼
we will see. i know some heavy hitters are hitting it hard. I will be very surprised if Amex is not aware of this
I STRONGLY suggest everybody not to post this elsewhere. You will get nothing if Amex decided to kill the card. Also, for those who are still on the fence, jump. For those who had jumped, go really slow for your first a few billing cycle, or you will be finance reviewed.
f*s
133 楼
let us see the data point, interesting, especially considering adverse selection based on 6.5k.
,
【在 s**n 的大作中提到】 : I STRONGLY suggest everybody not to post this elsewhere. You will get : nothing if Amex decided to kill the card. : Also, for those who are still on the fence, jump. For those who had jumped, : go really slow for your first a few billing cycle, or you will be finance : reviewed.
s*t
134 楼
do you think ppl here will take your advice? when yudeli suggested not to abuse bb online debit gc load a couple of days ago, several ppl reported being banned by bb in just a day or two after that by doing exactly what yudeli suggested not to do ppl tend to think "well, i will not be the unlucky guy" "i dont give a shit to others' interests"
,
【在 s**n 的大作中提到】 : I STRONGLY suggest everybody not to post this elsewhere. You will get : nothing if Amex decided to kill the card. : Also, for those who are still on the fence, jump. For those who had jumped, : go really slow for your first a few billing cycle, or you will be finance : reviewed.
s*n
135 楼
fair enough... maybe we should let them learn their lessons. this card is good. but it is likely to trigger financial review if not used property. I will hold back my tips then
days that shit
【在 s*********t 的大作中提到】 : do you think ppl here will take your advice? : when yudeli suggested not to abuse bb online debit gc load a couple of days : ago, several ppl reported being banned by bb in just a day or two after that : by doing exactly what yudeli suggested not to do : ppl tend to think "well, i will not be the unlucky guy" "i dont give a shit : to others' interests" : : ,
m*t
136 楼
too bad all CVS around the town stopped carrying Vanilla. But jumped anyway. Need to check RA now
I have had this card for 10 years now. Not really using it even after the bluebird era. Because the very low cash back for the first $6500, that is opportunity cost loss of over $60 first, not even counting the $3.95-$4.95 per $500 manufacture spending cost. So, you have to overcome at least $120 cost before you can start reaping the 5%.
【在 c**2 的大作中提到】 : I have had this card for 10 years now. : Not really using it even after the bluebird era. : Because the very low cash back for the first $6500, that is opportunity cost : loss of over $60 first, not even counting the $3.95-$4.95 per $500 : manufacture spending cost. So, you have to overcome at least $120 cost : before you can start reaping the 5%.
z*l
149 楼
I had the original blue cash card, and can clarify some of the questions here. 1. The $6500 reset is on the 12 bill cycles (what AE calls reward year), not on the calendar year. So if you have just got the card, you will clear $ 6500 till next October. 2. The term of the everyday purchase excludes prepaid card purchase. However , in my experience with vanilla purchases at CVS, I would usually get the 5% cash back. There were probably two transactions that only got 1%. I don't want to draw attention from AE, so I did not bother to call them to clarify the transaction category. Most of the time I would mix the vanilla cards with some other small item purchases. Bottom line, if you use MS a lot, this card can be great since it does not have upper cap after the $6500 spend. However, as many have suggested, you need to be carefully with your spending.