来美5年，突然感觉自己英文不溜，中文也说的磕磕碰碰了# Immigration - 落地生根
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版上的source是说‘当你做了BT，同时也做了purchase,并且purchase APR高于BT APR
时，你每月的付款先支付低APR的部分’
但我给银行(barclaycard)发信它们的回复是 “Please know any amount paid above
the minimum payment each month is applied to your highest Annual Percentage
Rate (APR) first, until each APR balance is paid. Based on the Credit Card
Act, if there are multiple balances at the same interest rate we can treat
them as one balance and apply the payments in the matter that we determine,
as long as the amount in excess of the minimum payment amount due are being
applied to the highest rates first. Please keep in mind that the “
promotional balance” referred to in the minimum payment allocation refers
to promotional balances with an interest rate or with deferred interest. All
0% promotions will only be paid once all of the purchases have been paid.
We apologize for any inconvenience this may cause.”
怎么感觉正好是相反的 是先支付APR 高的部分
时，你每月的付款先支付低APR的部分’
但我给银行(barclaycard)发信它们的回复是 “Please know any amount paid above
the minimum payment each month is applied to your highest Annual Percentage
Rate (APR) first, until each APR balance is paid. Based on the Credit Card
Act, if there are multiple balances at the same interest rate we can treat
them as one balance and apply the payments in the matter that we determine,
as long as the amount in excess of the minimum payment amount due are being
applied to the highest rates first. Please keep in mind that the “
promotional balance” referred to in the minimum payment allocation refers
to promotional balances with an interest rate or with deferred interest. All
0% promotions will only be paid once all of the purchases have been paid.
We apologize for any inconvenience this may cause.”
怎么感觉正好是相反的 是先支付APR 高的部分
