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伪基百科还是很精彩的# Joke - 肚皮舞运动
G*m
1
如果不放,最后不也能全退回来? (5000 cap)?
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f*s
3
稍微有点不同的,不放最后退回来的税比你放进去省下来的税要少,不过撑死两三百块
吧。放FSA里还要填claim的表,存收据什么的,怪麻烦的,我以前放FSA,现在也懒得
放了。

【在 G*****m 的大作中提到】
: 如果不放,最后不也能全退回来? (5000 cap)?
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l*n
5
没听说多还可以退的。我一直以为放了不花就没了。

【在 G*****m 的大作中提到】
: 如果不放,最后不也能全退回来? (5000 cap)?
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f*s
6
她说的是如果不放FSA,最后退税的时候还是有5000deduction的。如果你放进了FSA,
不用掉就会作废的。

【在 l******n 的大作中提到】
: 没听说多还可以退的。我一直以为放了不花就没了。
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l*n
7
阿,如果是一定要用4000+的,就放,
保税的话complication很多。



【在 f*****s 的大作中提到】
: 她说的是如果不放FSA,最后退税的时候还是有5000deduction的。如果你放进了FSA,
: 不用掉就会作废的。

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m*3
8
If one child, if you spend $5000 for child care
No FSA You can only take $3000 X 0.2=$600 tax credit on tax return.
With FAS $5000 X 28%(if you are at 28% tax braket and you spend 5000 for one
child care) = 1400 benefit +plus $5000 *7.65% = 382.5 (without paying
employment tax on $5000)
Total tax saving $1782.5.
If you have two children, you spend over $6000 for child care.
No FSA. 6000*20% = 1200 tax credit on tax return.
FSA $5000, save 1782.5 (sane calculation with one child
Claim additional
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s*g
9

one
RE

【在 m******3 的大作中提到】
: If one child, if you spend $5000 for child care
: No FSA You can only take $3000 X 0.2=$600 tax credit on tax return.
: With FAS $5000 X 28%(if you are at 28% tax braket and you spend 5000 for one
: child care) = 1400 benefit +plus $5000 *7.65% = 382.5 (without paying
: employment tax on $5000)
: Total tax saving $1782.5.
: If you have two children, you spend over $6000 for child care.
: No FSA. 6000*20% = 1200 tax credit on tax return.
: FSA $5000, save 1782.5 (sane calculation with one child
: Claim additional

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b*j
10
不放FSA,这个credit有没有收入限制?我用的tax软件怎么从来没提过?

one

【在 m******3 的大作中提到】
: If one child, if you spend $5000 for child care
: No FSA You can only take $3000 X 0.2=$600 tax credit on tax return.
: With FAS $5000 X 28%(if you are at 28% tax braket and you spend 5000 for one
: child care) = 1400 benefit +plus $5000 *7.65% = 382.5 (without paying
: employment tax on $5000)
: Total tax saving $1782.5.
: If you have two children, you spend over $6000 for child care.
: No FSA. 6000*20% = 1200 tax credit on tax return.
: FSA $5000, save 1782.5 (sane calculation with one child
: Claim additional

avatar
m*3
11
Yes. It will have income limit.
That's why people will high income usually put maximum on the FSA.

【在 b***j 的大作中提到】
: 不放FSA,这个credit有没有收入限制?我用的tax软件怎么从来没提过?
:
: one

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s*d
12
FSA no social security and medicare taxes。
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b*j
13
Thanks!

【在 m******3 的大作中提到】
: Yes. It will have income limit.
: That's why people will high income usually put maximum on the FSA.

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