保险公司的名字叫Praetorian Insurance Company,这个公司可靠性怎么样阿?价格怎
么样啊?
quote是从一个叫Westwood Insurance Agency那里拿到的,在南加州。
Property Year Built 2012
Property Square Footage 3100 approximately
Insurance Company Praetorian Insurance Company
Policy Type HO3
Dwelling Coverage $600,000.00 Replacement Cost Estimation
Other Structures $60,000.00
Personal Property $300,000.00
Additional Living Expenses $180,000.00
Personal Liability $300,000.00
Medical Payment $5,000.00
Deductible: Policy $1,000.00
Annual Premium $846.00
虾米请教大虾
(1)什么是HO3?
(2)为什么Replacement Cost Estimation这么贵啊?新房子总共才卖70多万,地在这边
怎么也要三四十万,造个新房子那里要$60W,三四十应该足够了吧?
(3)Personal Property $300,000.00这么高干吗用的阿?房子之外的personal
property 我们估计就1-2W吧?
(4) Personal Liability $300,000.00干什么用的阿?
(5) Medical Payment $5,000.是干吗用的?是不是太少了?我当时去一个医院做
了一个小小手术,医院帐单就是40K阿,虽然保险公司只是付了2000块。