更全面`大包子 1. MAKE SURE THE MORTGAGE HAS NO PREPAYMENT PENALTY. OR YOU WILL PAY EXTRA FOR PAYMENT MORE THAN SCHEDULED AMOUNT. 2. UNDERSTAND THAT ADDITIONAL PAYMENT APPLIES TO PRINCIPAL ONLY. IT DOES NOT REDUCE THE FOLLOWING MONTHS SCHEDULED PAYMENT - YOU HAVE TO CONTINUE TO PAY EACH MONTH AS USUAL. IT ONLY SHORTEN THE PAYOFF TIME.
【在 x**0 的大作中提到】 : 如果有闲钱,是否可以提前还清贷款,减少总的interest?
s*y
12 楼
不知道,我只知道开始的monthly payment 是怎么算的
【在 x**0 的大作中提到】 : 这包子也太好挣了。。。 : 那怎样重新计算interet呢?
m*s
13 楼
正解, 包子
NOT PAY
【在 k****t 的大作中提到】 : 更全面`大包子 : 1. MAKE SURE THE MORTGAGE HAS NO PREPAYMENT PENALTY. OR YOU WILL PAY EXTRA : FOR PAYMENT MORE THAN SCHEDULED AMOUNT. : 2. UNDERSTAND THAT ADDITIONAL PAYMENT APPLIES TO PRINCIPAL ONLY. IT DOES NOT : REDUCE THE FOLLOWING MONTHS SCHEDULED PAYMENT - YOU HAVE TO CONTINUE TO PAY : EACH MONTH AS USUAL. IT ONLY SHORTEN THE PAYOFF TIME.
s*y
14 楼
记得看到过说米国的residential mortgage都没有prepay penalty
NOT PAY
【在 k****t 的大作中提到】 : 更全面`大包子 : 1. MAKE SURE THE MORTGAGE HAS NO PREPAYMENT PENALTY. OR YOU WILL PAY EXTRA : FOR PAYMENT MORE THAN SCHEDULED AMOUNT. : 2. UNDERSTAND THAT ADDITIONAL PAYMENT APPLIES TO PRINCIPAL ONLY. IT DOES NOT : REDUCE THE FOLLOWING MONTHS SCHEDULED PAYMENT - YOU HAVE TO CONTINUE TO PAY : EACH MONTH AS USUAL. IT ONLY SHORTEN THE PAYOFF TIME.
【在 k****t 的大作中提到】 : 更全面`大包子 : 1. MAKE SURE THE MORTGAGE HAS NO PREPAYMENT PENALTY. OR YOU WILL PAY EXTRA : FOR PAYMENT MORE THAN SCHEDULED AMOUNT. : 2. UNDERSTAND THAT ADDITIONAL PAYMENT APPLIES TO PRINCIPAL ONLY. IT DOES NOT : REDUCE THE FOLLOWING MONTHS SCHEDULED PAYMENT - YOU HAVE TO CONTINUE TO PAY : EACH MONTH AS USUAL. IT ONLY SHORTEN THE PAYOFF TIME.
s*y
17 楼
基本上都是标准化的合同
【在 k****t 的大作中提到】 : it 是个CONTRACT, 双方同意爱咋就咋, 只要不违法.