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refinance closing FAQ

refinance closing FAQ# Living

b*t2009-01-21 08:01

1 楼

护照还有11个月到期，没达到6月的标准，我能提前去换吗？去领事馆网站看了，好像
没说阿，有知道的吗，谢谢了！

c*i2009-01-21 08:01

2 楼

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k*92009-01-21 08:01

3 楼

跪求，file 4868 理由。实在不能再拖了，今天要寄出去，在form 4868 上的两个理由
，哪个都不适合，大家都怎么选的？因为六月还要把4868 附在州税表上一起再交，怕
理由不对，再被据了。已经填好了的，或者去年填过4868的来说说吧。谢谢。
是要选Line 9吗？"Check here if you file Form 1040NR or 1040NR-EZ and did not
receive wages as an employee subjiec to U.S. income tax withholding"
注解是“ If you didnot receive wages subject to U.S. income tax withholding,
and your return is due June 15,2010"
还是直接空着？
多谢

S*r2009-01-21 08:01

4 楼

几个星期前就成功预言了小幅前进，P神后继有人，可喜啊～～

d*n2009-01-21 08:01

5 楼

从律师那边收到的，有几个问题，比如，有没有利息overpayment，
版面上经常有人问，所以给大家输入一下。
Q: Should I make my current mortgage/loan payment
in the same month as my closing?
A: In most cases the answer is yes. If your payment has not posted
before Settlement, then the payoff amount will be reported as being
higher than the actual amount that you owe. The Settlement Agent
cannot make the adjustment for you at Settlement, but your lender
will refund any overpayment once it receives the
payoff from the Settlement Agent. In contrast,

i*n2009-01-21 08:01

6 楼

可以

【在 b*****t 的大作中提到】

: 护照还有11个月到期，没达到6月的标准，我能提前去换吗？去领事馆网站看了，好像
: 没说阿，有知道的吗，谢谢了！

s*e2009-01-21 08:01

7 楼

什么情况？详细说说。

not
withholding,

【在 k*********9 的大作中提到】

: 跪求，file 4868 理由。实在不能再拖了，今天要寄出去，在form 4868 上的两个理由
: ，哪个都不适合，大家都怎么选的？因为六月还要把4868 附在州税表上一起再交，怕
: 理由不对，再被据了。已经填好了的，或者去年填过4868的来说说吧。谢谢。
: 是要选Line 9吗？"Check here if you file Form 1040NR or 1040NR-EZ and did not
: receive wages as an employee subjiec to U.S. income tax withholding"
: 注解是“ If you didnot receive wages subject to U.S. income tax withholding,
: and your return is due June 15,2010"
: 还是直接空着？
: 多谢

f*t2009-01-21 08:01

8 楼

still have some question:
On the montly statement, there is an interest amount (in addition to prinpal
payment, escow payment). my statement for Jan payment and Dec payment is
1206 and 1207. So I expect the Feb is 1205.
For my load the daily interest is about 40. Now comes the weird part: if the close date is 1/30, and the interest added on is 1148; if 1/31, then 1188; but if 2/1, then 1205 (same as I expected). So why the increase is only about 17 from 1/31 to 2/1, not 40???

Q: Why doesn't the

【在 d****n 的大作中提到】

: 从律师那边收到的，有几个问题，比如，有没有利息overpayment，
: 版面上经常有人问，所以给大家输入一下。
: Q: Should I make my current mortgage/loan payment
: in the same month as my closing?
: A: In most cases the answer is yes. If your payment has not posted
: before Settlement, then the payoff amount will be reported as being
: higher than the actual amount that you owe. The Settlement Agent
: cannot make the adjustment for you at Settlement, but your lender
: will refund any overpayment once it receives the
: payoff from the Settlement Agent. In contrast,