(update) 15-year fixed rate: 4.375% no point. should I lock?# Living
E*n
1 楼
Update on 4/13: 今天早上lock了, 15-year fixed. 4.25% no point.
J*e
2 楼
if no closing cost, it is good.
s*y
3 楼
the best I can get is 4.375% and $3600+ closing cost -$1000 credit
【在 J******e 的大作中提到】
: if no closing cost, it is good.
【在 J******e 的大作中提到】
: if no closing cost, it is good.
h*g
4 楼
can you tell me which state are you in and who is your broker?
my broker can only give me 4.5
and I need to pay the appraisal fee and credit report fee and processing fee
and
underwriting fee
月底
【在 E********n 的大作中提到】
: Update on 4/13: 今天早上lock了, 15-year fixed. 4.25% no point.
my broker can only give me 4.5
and I need to pay the appraisal fee and credit report fee and processing fee
and
underwriting fee
月底
【在 E********n 的大作中提到】
: Update on 4/13: 今天早上lock了, 15-year fixed. 4.25% no point.
E*n
5 楼
MD. SunTrust
15-day lock-in
I will need to pay appraisal, credit report, underwriting etc too
fee
【在 h****g 的大作中提到】
: can you tell me which state are you in and who is your broker?
: my broker can only give me 4.5
: and I need to pay the appraisal fee and credit report fee and processing fee
: and
: underwriting fee
:
: 月底
15-day lock-in
I will need to pay appraisal, credit report, underwriting etc too
fee
【在 h****g 的大作中提到】
: can you tell me which state are you in and who is your broker?
: my broker can only give me 4.5
: and I need to pay the appraisal fee and credit report fee and processing fee
: and
: underwriting fee
:
: 月底
s*m
6 楼
what's your point then? you want to bet the rate become lower tomorrow? but
you don't want to make your own decision and poll or ask advice here? greedy
or not, i don't want to comment. nobody knows what rate would be tomorrow.
what would you do/say if rate goes up tomorrow? what if the predication here
is wrong? who are you gonna blame? put tomorrow's rate aside, now ask
yourself if there is enough time to close the sale. i think that's of more
important thing to consider now. if you have extra
【在 E********n 的大作中提到】
: MD. SunTrust
: 15-day lock-in
: I will need to pay appraisal, credit report, underwriting etc too
:
: fee
you don't want to make your own decision and poll or ask advice here? greedy
or not, i don't want to comment. nobody knows what rate would be tomorrow.
what would you do/say if rate goes up tomorrow? what if the predication here
is wrong? who are you gonna blame? put tomorrow's rate aside, now ask
yourself if there is enough time to close the sale. i think that's of more
important thing to consider now. if you have extra
【在 E********n 的大作中提到】
: MD. SunTrust
: 15-day lock-in
: I will need to pay appraisal, credit report, underwriting etc too
:
: fee
c*l
7 楼
check your mail
fee
【在 h****g 的大作中提到】
: can you tell me which state are you in and who is your broker?
: my broker can only give me 4.5
: and I need to pay the appraisal fee and credit report fee and processing fee
: and
: underwriting fee
:
: 月底
fee
【在 h****g 的大作中提到】
: can you tell me which state are you in and who is your broker?
: my broker can only give me 4.5
: and I need to pay the appraisal fee and credit report fee and processing fee
: and
: underwriting fee
:
: 月底
s*y
8 楼
用不着这么sharp吧，这些道理谁不懂啊
btw，明天是周六，要变也得到下周一了
but
greedy
.
here
【在 s**m 的大作中提到】
: what's your point then? you want to bet the rate become lower tomorrow? but
: you don't want to make your own decision and poll or ask advice here? greedy
: or not, i don't want to comment. nobody knows what rate would be tomorrow.
: what would you do/say if rate goes up tomorrow? what if the predication here
: is wrong? who are you gonna blame? put tomorrow's rate aside, now ask
: yourself if there is enough time to close the sale. i think that's of more
: important thing to consider now. if you have extra
btw，明天是周六，要变也得到下周一了
but
greedy
.
here
【在 s**m 的大作中提到】
: what's your point then? you want to bet the rate become lower tomorrow? but
: you don't want to make your own decision and poll or ask advice here? greedy
: or not, i don't want to comment. nobody knows what rate would be tomorrow.
: what would you do/say if rate goes up tomorrow? what if the predication here
: is wrong? who are you gonna blame? put tomorrow's rate aside, now ask
: yourself if there is enough time to close the sale. i think that's of more
: important thing to consider now. if you have extra
h*g
9 楼
I decide to lock even at 4.5.
seems the lowest rate ever in history is above 4.25
so I think 4.5 should be good enough.
【在 s*y 的大作中提到】
: 用不着这么sharp吧，这些道理谁不懂啊
: btw，明天是周六，要变也得到下周一了
:
: but
: greedy
: .
: here
seems the lowest rate ever in history is above 4.25
so I think 4.5 should be good enough.
【在 s*y 的大作中提到】
: 用不着这么sharp吧，这些道理谁不懂啊
: btw，明天是周六，要变也得到下周一了
:
: but
: greedy
: .
: here
s*y
10 楼
我打算今天下午再看一眼http://www.mortgagenewsdaily.com/consumer_rates/的update，如果没啥太乐观的预测就lock了
【在 h****g 的大作中提到】
: I decide to lock even at 4.5.
: seems the lowest rate ever in history is above 4.25
: so I think 4.5 should be good enough.
【在 h****g 的大作中提到】
: I decide to lock even at 4.5.
: seems the lowest rate ever in history is above 4.25
: so I think 4.5 should be good enough.
E*n
11 楼
Update on 4/13: 今天早上lock了, 15-year fixed. 4.25% no point.
s*8
12 楼
如果在suntrust申请mortgage，同时开一个signature advantage checking，会有$400
credit。$150在close时候从closing cost里减掉，$250在close之后设置自动还款给
。这个$400不公开，需要问broker才有。然后现在他们还有bill pay $150 reward。http://www.suntrust.com/solid
如果你现在已经有suntrust checking account，可以拿那个自动还款的$250，和bill
pay $100。
credit。$150在close时候从closing cost里减掉，$250在close之后设置自动还款给
。这个$400不公开，需要问broker才有。然后现在他们还有bill pay $150 reward。http://www.suntrust.com/solid
如果你现在已经有suntrust checking account，可以拿那个自动还款的$250，和bill
pay $100。
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