c*e
2 楼
短评:今天(2月4日星期五)的利率又开始上涨!购房贷款30年固定利率涨至4.875%了!
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.250
<=$729K 5.375 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.125 4.375 4.875 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.000 3.625 3.875
APR: 4.986 4.314 4.901 4.271 3.728 3.980
<=$729K 5.125 4.375 4.125
APR: 5.217 4.531 4.212
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.500 4.625 5.125 4.375
APR: 5.615 4.816 5.278 4.648
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.250
>$417K 5.250 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.125 4.375 4.875 4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.000 3.625 3.875
APR: 4.986 4.314 4.901 4.271 3.728 3.980
>$417K 5.125 4.375 4.250
APR: 5.217 4.531 4.338
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.375 4.500 5.125 4.375
APR: 5.490 4.691 5.278 4.648
******************************** VIRGINIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.125
>$417K 5.250 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.000 3.625 3.875
APR: 4.986 4.314 4.901 4.271 3.728 3.980
>$417K 5.000 4.375 4.250
APR: 5.092 4.531 4.338
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.250 4.500 5.000 4.375
APR: 5.364 4.691 5.152 4.648
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Primary Residence Conforming Purchase & Refinance;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase;
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.250
<=$729K 5.375 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.125 4.375 4.875 4.250
<=$729K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.000 3.625 3.875
APR: 4.986 4.314 4.901 4.271 3.728 3.980
<=$729K 5.125 4.375 4.125
APR: 5.217 4.531 4.212
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.500 4.625 5.125 4.375
APR: 5.615 4.816 5.278 4.648
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.250
>$417K 5.250 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.125 4.375 4.875 4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.000 3.625 3.875
APR: 4.986 4.314 4.901 4.271 3.728 3.980
>$417K 5.125 4.375 4.250
APR: 5.217 4.531 4.338
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.375 4.500 5.125 4.375
APR: 5.490 4.691 5.278 4.648
******************************** VIRGINIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.125
>$417K 5.250 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
>$417K
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.000 3.625 3.875
APR: 4.986 4.314 4.901 4.271 3.728 3.980
>$417K 5.000 4.375 4.250
APR: 5.092 4.531 4.338
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.250 4.500 5.000 4.375
APR: 5.364 4.691 5.152 4.648
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Primary Residence Conforming Purchase & Refinance;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase;
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
P*D
4 楼
八十后独生子女,应该有一大部分是独立生活后自己琢磨的。跟父母生活在一起的时间
里——也就是小的时候——天天面对升学压力,想学做饭学干活大人还不让呢。
里——也就是小的时候——天天面对升学压力,想学做饭学干活大人还不让呢。
l*h
5 楼
只会个别几种童年里记忆深刻的妈妈做的菜,别的嘛,都是网上Google菜谱自己学的了
B*n
6 楼
在家从没做过,但是出了门就能想到以前妈妈做的,算亲传嘛?
O*a
9 楼
都是跟男朋友学的…
i*t
14 楼
这玩意能教出来?
A*0
17 楼
临出国前老妈说什么都不肯教,怕我学会了不再想妈妈做的饭,不在想她 (肿么可能
嘛!(╥﹏╥))
到了米果凭偷师的记忆和网上找到的菜谱,结果菜做的还不错。老妈看了照片总嚷着让
我回去做给她吃!(*^^*)
嘛!(╥﹏╥))
到了米果凭偷师的记忆和网上找到的菜谱,结果菜做的还不错。老妈看了照片总嚷着让
我回去做给她吃!(*^^*)
F*1
18 楼
自学成才,哈哈
L*g
19 楼
俺是学院派,和菜谱学的。俺是俺家三代人中手艺最好的,但是最不愿意做的:)
N*y
24 楼
自学成才,老妈手艺很差
f*8
25 楼
觉得是耳濡目染
结婚前啥都不会,结婚后有了孩子我妈会做的大部分都能做出来,我妈过来吓一跳。。。
结婚前啥都不会,结婚后有了孩子我妈会做的大部分都能做出来,我妈过来吓一跳。。。
W*e
26 楼
现在都是反着传,我教给我妈,她做给我姥姥吃。
h*e
29 楼
我妈不会做饭。。。自己出来混了几年之后。。。。回家都不知道怎么下筷了
倒是记忆中很多奶奶做的美食,馋的很,可惜奶奶不在了,所以都自己慢慢捉摸
倒是记忆中很多奶奶做的美食,馋的很,可惜奶奶不在了,所以都自己慢慢捉摸
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