is gift funds allowed for refinance?# Livingm*o2011-03-02 08:031 楼我找的agent说gift funds 不能用于 refinance. Is that true?Thanks
m*o2011-03-02 08:032 楼ding !!【在 m***o 的大作中提到】: 我找的agent说gift funds 不能用于 refinance. Is that true?: Thanks
h*b2011-03-02 08:033 楼not true in CA【在 m***o 的大作中提到】: 我找的agent说gift funds 不能用于 refinance. Is that true?: Thanks
k*a2011-03-02 08:034 楼you mean some one give you money as gift, and you use it as collateral torefinance?
c*l2011-03-02 08:035 楼Not true in Texas【在 m***o 的大作中提到】: 我找的agent说gift funds 不能用于 refinance. Is that true?: Thanks
d*n2011-03-02 08:036 楼refi提供gift letter的情况确实不多见,不过,如果是自住房应该没啥问题。LZ是打算用gift还掉一部分本金呢?还是用作closing的费用?如果是前者,建议在refi前就用gift冲抵掉本金,然后余下的部分做refi,或者根本不用做refi,本金降低了,总利息一定是减少的。如果是后者,有一个concern是,总共也不需要太多钱来close一个refi,为啥要用gift呢?