【在 f******e 的大作中提到】 : do not worry, it is OK if you fill it, not a big problem.
k*o
10 楼
It is too later to change anything. For primary residence, unless loan amount is way too small, otherwise, I always suggest my client to go for No Point No Fee refinancing. Assume you take 4.125%, once the rate drop to 3.875%, you still have chance to do refinance. :=)
【在 r*****l 的大作中提到】 : Did you calculate for how long you need to keep the loan to make your points : -purchasing sense-making? : I guess it will be quite some years.
I can do no closing cost at 3.875%. No points, no cost. Plus you may get extra credits toward escrow. As of now, you can get around $700 for a loan of $400k. I am in MA. Cell: 774-567-0483