Your HOA master insurance will cover all, if not all, of the external structure. You just need buy inside dwelling insurance. Some lenders require 20% of the appraisal value.
【在 k******o 的大作中提到】 : Your HOA master insurance will cover all, if not all, of the external : structure. You just need buy inside dwelling insurance. Some lenders require : 20% of the appraisal value.