H*g
2 楼
yes, you need to pay PMI.
【在 s**********a 的大作中提到】
: NJ买70W房子，有没有可能downpay 10W贷60W?
【在 s**********a 的大作中提到】
: NJ买70W房子，有没有可能downpay 10W贷60W?
k*o
3 楼
In order to get conforming loan (instead of confirming), 20% downpayment is
required. Otherwise you have to pay PMI.
PMI could be cancelled when LTV reaches 80% upon request. It will be
automatically cancelled when it reaches 78%.
If your down payment is just 3.5%, you may be qualified to FHA loan with
both upfront and monthly mortgage insurance.
【在 s**********a 的大作中提到】
: NJ买70W房子，有没有可能downpay 10W贷60W?
required. Otherwise you have to pay PMI.
PMI could be cancelled when LTV reaches 80% upon request. It will be
automatically cancelled when it reaches 78%.
If your down payment is just 3.5%, you may be qualified to FHA loan with
both upfront and monthly mortgage insurance.
【在 s**********a 的大作中提到】
: NJ买70W房子，有没有可能downpay 10W贷60W?
b*2
4 楼
可以付10%， 但小于80%downpay都要付mortgage insurance. 等到LTV降下来，就可以
取消MI.
取消MI.
p*y
5 楼
可以，不过，LZ的信用成绩中间分必须在720以上才有可能拿到mortgage insurance。
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