1.See #4 in my previous post for Amex, can be done online: http://www.mitbbs.com/article0/Money/32009799_0.html 2.For Citi, you can call every 6 month to request CLI without hardpull. Call. 3.For Chase, you definitely have to have an hard pull to get CLI, but here is what you can do, apply some annual fee card, UA, SAP, Ink, etc, when you don't want to keep it, when closing the card, ask chase to move the CL to your preferred chase card, say Freedom.Can be done via online secure message .
m*o
9 楼
Good post! For citi card, are you sure it is soft pull /6 month by call? I heard for CLI online, it is YMMV
Call. you
【在 u****r 的大作中提到】 : 1.See #4 in my previous post for Amex, can be done online: : http://www.mitbbs.com/article0/Money/32009799_0.html : 2.For Citi, you can call every 6 month to request CLI without hardpull. Call. : 3.For Chase, you definitely have to have an hard pull to get CLI, but here : is what you can do, apply some annual fee card, UA, SAP, Ink, etc, when you : don't want to keep it, when closing the card, ask chase to move the CL to : your preferred chase card, say Freedom.Can be done via online secure message : .
u*r
10 楼
Citi has online CLI request option sometimes, sometimes you cannot find it. For call, you can definitely do that. To make sure there is no hardpull, tell the Rep you want a CLI without hard pull, they will know that, after ask you some questions including annual income and how much you want to increase, they will give a conclusion, whether it's ok or not. You don't need your SSN, if approved, congrats, if not, just ask them how much can I get without a hard pull, the Rep can do it for you, whatever it is, you can take it.
I
【在 m*********o 的大作中提到】 : Good post! For citi card, are you sure it is soft pull /6 month by call? I : heard for CLI online, it is YMMV : : Call. : you
【在 u****r 的大作中提到】 : Citi has online CLI request option sometimes, sometimes you cannot find it. : For call, you can definitely do that. To make sure there is no hardpull, : tell the Rep you want a CLI without hard pull, they will know that, after : ask you some questions including annual income and how much you want to : increase, they will give a conclusion, whether it's ok or not. You don't : need your SSN, if approved, congrats, if not, just ask them how much can I : get without a hard pull, the Rep can do it for you, whatever it is, you can : take it. : : I
V*s
15 楼
Citi也不一定,我就是网站上提额度的,立刻成功,但是事后发现是hard pull。
Call. you message
【在 u****r 的大作中提到】 : 1.See #4 in my previous post for Amex, can be done online: : http://www.mitbbs.com/article0/Money/32009799_0.html : 2.For Citi, you can call every 6 month to request CLI without hardpull. Call. : 3.For Chase, you definitely have to have an hard pull to get CLI, but here : is what you can do, apply some annual fee card, UA, SAP, Ink, etc, when you : don't want to keep it, when closing the card, ask chase to move the CL to : your preferred chase card, say Freedom.Can be done via online secure message : .