银行需要多少时间完成commitment letter, 然后又需要多少时间close呢？# Living
y*u
1 楼
RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
了，这种情况下多久能搞定commitment letter？多谢！
借点钱真不容易啊。
了，这种情况下多久能搞定commitment letter？多谢！
借点钱真不容易啊。
f*g
2 楼
不知道别人的情况
我们用的是Provident
在lock rate的第二天conditional commitment letter就出来了
order
【在 y***u 的大作中提到】
: RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
: 了，这种情况下多久能搞定commitment letter？多谢！
: 借点钱真不容易啊。
我们用的是Provident
在lock rate的第二天conditional commitment letter就出来了
order
【在 y***u 的大作中提到】
: RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
: 了，这种情况下多久能搞定commitment letter？多谢！
: 借点钱真不容易啊。
b*d
3 楼
commitment letter,也就是approval letter,大概5-7天就可以出来,正常的情况下一个
月可以close purchase的贷款.
order
【在 y***u 的大作中提到】
: RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
: 了，这种情况下多久能搞定commitment letter？多谢！
: 借点钱真不容易啊。
月可以close purchase的贷款.
order
【在 y***u 的大作中提到】
: RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
: 了，这种情况下多久能搞定commitment letter？多谢！
: 借点钱真不容易啊。
r*d
4 楼
I would assume you are asking conditional approval, since lender will not
provide commitment letter.
It will depend on the lenders. Fatest lender will take about 24-48 hours to
approve the loan and you can order appraisal right away after you click the
disclosure email, such as PF. The slow lender might take about 10 business
days to get your loan approved.
Turn around time for each lender is different too but usually new purchase
loan will have priority and always get fast respond comparing to refinance.
Once all the conditions are signed off, lender will give you the clear
approval and you can order the loan doc -> sign the doc -> fund the loan ->
close.
Usually 30 days should be enough for the new purchase loan.
order
【在 y***u 的大作中提到】
: RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
: 了，这种情况下多久能搞定commitment letter？多谢！
: 借点钱真不容易啊。
provide commitment letter.
It will depend on the lenders. Fatest lender will take about 24-48 hours to
approve the loan and you can order appraisal right away after you click the
disclosure email, such as PF. The slow lender might take about 10 business
days to get your loan approved.
Turn around time for each lender is different too but usually new purchase
loan will have priority and always get fast respond comparing to refinance.
Once all the conditions are signed off, lender will give you the clear
approval and you can order the loan doc -> sign the doc -> fund the loan ->
close.
Usually 30 days should be enough for the new purchase loan.
order
【在 y***u 的大作中提到】
: RT。disclosure form 什么的这个星期签了， appraisal 在我们反复催促下今天order
: 了，这种情况下多久能搞定commitment letter？多谢！
: 借点钱真不容易啊。
y*u
5 楼
谢谢。
为啥lender不给commitment letter呢？我们的contract上写的是到时要show的。
to
the
business
.
>
【在 r******d 的大作中提到】
: I would assume you are asking conditional approval, since lender will not
: provide commitment letter.
: It will depend on the lenders. Fatest lender will take about 24-48 hours to
: approve the loan and you can order appraisal right away after you click the
: disclosure email, such as PF. The slow lender might take about 10 business
: days to get your loan approved.
: Turn around time for each lender is different too but usually new purchase
: loan will have priority and always get fast respond comparing to refinance.
: Once all the conditions are signed off, lender will give you the clear
: approval and you can order the loan doc -> sign the doc -> fund the loan ->
为啥lender不给commitment letter呢？我们的contract上写的是到时要show的。
to
the
business
.
>
【在 r******d 的大作中提到】
: I would assume you are asking conditional approval, since lender will not
: provide commitment letter.
: It will depend on the lenders. Fatest lender will take about 24-48 hours to
: approve the loan and you can order appraisal right away after you click the
: disclosure email, such as PF. The slow lender might take about 10 business
: days to get your loan approved.
: Turn around time for each lender is different too but usually new purchase
: loan will have priority and always get fast respond comparing to refinance.
: Once all the conditions are signed off, lender will give you the clear
: approval and you can order the loan doc -> sign the doc -> fund the loan ->
p*y
6 楼
如果application 已经送到underwriter那里了，大部分银行在3到5个工作日都会出
conditional approval，如果condition没啥难度，基本就可以出commitment letter了
。 之后清清condition，1-2周就应该可以close了。
conditional approval，如果condition没啥难度，基本就可以出commitment letter了
。 之后清清condition，1-2周就应该可以close了。
b*2
7 楼
看lender, 有的快有的慢点, 一般七个工作日都可以出condition approval
g*9
8 楼
是谁 order appraisal 啊？
不是 lender 自己吗？ 他们不是得用自己的appraisal report 才给贷款吗？
怎么是lz 自己要求？
不是 lender 自己吗？ 他们不是得用自己的appraisal report 才给贷款吗？
怎么是lz 自己要求？
y*u
9 楼
是lender order 的，但，是在拿了我们的信用卡号后第三天，在我们的催促下才order
的。
【在 g******9 的大作中提到】
: 是谁 order appraisal 啊？
: 不是 lender 自己吗？ 他们不是得用自己的appraisal report 才给贷款吗？
: 怎么是lz 自己要求？
的。
【在 g******9 的大作中提到】
: 是谁 order appraisal 啊？
: 不是 lender 自己吗？ 他们不是得用自己的appraisal report 才给贷款吗？
: 怎么是lz 自己要求？
k*o
10 楼
有的lender让您有时间看disclosure document.
order
【在 y***u 的大作中提到】
: 是lender order 的，但，是在拿了我们的信用卡号后第三天，在我们的催促下才order
: 的。
order
【在 y***u 的大作中提到】
: 是lender order 的，但，是在拿了我们的信用卡号后第三天，在我们的催促下才order
: 的。
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