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15year vs 30 year mortgage(转贴)
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15year vs 30 year mortgage(转贴)# Living
M*y
1
1. lump sum 8000
2. lump sum 5000 外加 cover第一个月房租或提供temp housing 1个月, 租车, 搬家
费, 运车(TX 到 CA)
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M*9
3
The wiggle-room option
But what about the option of taking a 30-year term and paying it off in 15
years? A 30-year term paid in 15 years would yield a monthly payment of $
1265. The borrower would pay $67,749 in interest, and $227,749 over the life
of the loan. She’ll own her home at age 45, assuming she makes the extra
payment each month. But if she fell on hard times, she wouldn’t be locked
into the higher payment.
Here’s a comparison of each option:
It’s easy to see that the borrower will pay less for her home with the 15-
year loan. But mortgages aren’t one-size-fits-all. There are other factors
to consider when deciding what is right for you
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b*m
4
第二个貌似好些。
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h*s
5
如果允许CC reload,serve beats BB。
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b*2
6
Yes, mortgages aren't one size fits all, that's why there are many programs.
It's very important to choose a right program at right time.
For example, many people take 30 yr fixed program as the rate hits
historical low, but the one who took 5ARM save the most so far. However,
when rates go up, it will be a different story.
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k*p
7
of course 2
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e*n
8
I do not think CC allowed, GC allowed like BB is enough.

【在 h****s 的大作中提到】
: 如果允许CC reload,serve beats BB。
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k*p
9
I had corporate housing, they paid 3000/month
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l*u
10
bluebird估计就要被serve取代了吧
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s*i
11
i think it depends on how much stuff you have
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b*e
12
bb比serve出来得晚吧

【在 l******u 的大作中提到】
: bluebird估计就要被serve取代了吧
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Y*o
13
There are signs bb will be given up since so many walmarts do not support
atm load for bb and bb doesn't seem to be improved for service but just
getting worse, also more ads for serve instead of bb.
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l*u
14
ok,serve stays, bb out这么说总行了吧

【在 b*********e 的大作中提到】
: bb比serve出来得晚吧
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m*r
15
有人试过可以像bb那样,用ATM load visa gc吗?
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e*n
16
基本确认和bb一样load了
支票什么的当然目前还不行了
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l*o
17
貌似只能找cashier load?

【在 e*********n 的大作中提到】
: 基本确认和bb一样load了
: 支票什么的当然目前还不行了

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e*n
18
atm也行

貌似只能找cashier load?

【在 l*******o 的大作中提到】
: 貌似只能找cashier load?
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l*o
19
那不错,选哪个选项?

【在 e*********n 的大作中提到】
: atm也行
:
: 貌似只能找cashier load?

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e*n
21
Walmart money card

那不错,选哪个选项?

【在 l*******o 的大作中提到】
: 那不错,选哪个选项?
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a*w
22
也就是能用黑香草 load啦? 真不错啊
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g*7
23
每月上限多少?
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l*i
24
请问现在黑香草怎么买? 能用cc在店里买吗?

【在 a*******w 的大作中提到】
: 也就是能用黑香草 load啦? 真不错啊
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z*n
25
你已经试过了?赞
上周刚买了money order。。浪费7毛钱~

【在 e*********n 的大作中提到】
: Walmart money card
:
: 那不错,选哪个选项?

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