412K 尼玛
my wifes acct was shut down just after she had made a purchase. She was
hitting the same numbers as always.
She was waiting on $5k+ of CB which would have posted a couple days after
the 27th, as per normal.
Then, this month, to date she was just a hair under that today when it was
shut.
So we are lookin at $10k.
We just spoke with Amex.
Reason for closure:
You repeatedly used the Blue rewards feature of the card for purchases which
are not consistent with personal, family, household use. Such purchases are
ineligible for rewards under the T&Cs of the card agreement
CS points and rewards:
"Once a card is closed, rewards are forfeited."
RAL (responsible Lending Action) dept (credit area):
Cannot reinstate card due to above reason.
My plan:
1) Keep trying to argue w amex. Will likely give up soon with that though.
2) File with Small Claims court. This is bait and switch. I will argue they
closed it JUST BECAUSE I was so close to getting the first $5k and would
again get that ammt.
3) This activity IS very much consistent with this acct and our household
since GCs were allowed with PINS and even before that! (I was using the
other amex blue 6x before that April day) and we do not have a business, so
this is for our household indeed.
4) Amex closed peoples accts without warning or FR because they did not
want to pay any rewards. Again, bait and switch.
Other less popular option: I happen to owe that card like 412k. I will pay
them $2k and they can stuff it.
My own card has not yet been shut.