Extra principle on the first of the month is the best because the interest is calculated based on the first. If I were you, I would do it couple days earlier(late of the previous month), just want to be safe. en, give me baozi ba.
【在 p*******6 的大作中提到】 : 我的loan还有300,000 我想一次多付100,000。钱在saving account, 那我应该在哪 : 天付最划算呢?因为mortgate balance is calculated monthly not daily. : 谢谢