n*9
2 楼
most of them simply buying some time so that they can sell their current one
. after that, they will refi.
【在 j****n 的大作中提到】
: 房子下跌
: 看到周围好多人买了million house用的都是arm5,
: 估计5 年内必跌？
. after that, they will refi.
【在 j****n 的大作中提到】
: 房子下跌
: 看到周围好多人买了million house用的都是arm5,
: 估计5 年内必跌？
r*d
3 楼
Most of jumbo customers choose ARM programs because the rate is significant
different such as arm can be lower than 3.0% but fix program will be higher
than 4.0%. Monthly payment will be alot higher. Once they have more cash
flow after purchase, such as selling old house or lower the loan amount from
jumbo to super conforming/conforming, they will refinace to better rate.
【在 j****n 的大作中提到】
: 房子下跌
: 看到周围好多人买了million house用的都是arm5,
: 估计5 年内必跌？
different such as arm can be lower than 3.0% but fix program will be higher
than 4.0%. Monthly payment will be alot higher. Once they have more cash
flow after purchase, such as selling old house or lower the loan amount from
jumbo to super conforming/conforming, they will refinace to better rate.
【在 j****n 的大作中提到】
: 房子下跌
: 看到周围好多人买了million house用的都是arm5,
: 估计5 年内必跌？
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