h*z
2 楼
Fidelity的。
要罚款吗?
thx
要罚款吗?
thx
H*i
7 楼
可以
s*k
9 楼
you're talking about 401K account, right? I did mine a few months ago on
fidelity's 401k website. 50K loan, 10 year term, 4% interest. no penalty nor
tax. I made the request totally online without having to talk to anyone or
send any document, and it took just 1 or 2 weeks to get the check. see
attached.
【在 h*z 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: 要罚款或者现在交税吗?
: thx
fidelity's 401k website. 50K loan, 10 year term, 4% interest. no penalty nor
tax. I made the request totally online without having to talk to anyone or
send any document, and it took just 1 or 2 weeks to get the check. see
attached.
【在 h*z 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: 要罚款或者现在交税吗?
: thx
h*z
10 楼
嗯,我的是403k好像,也是fedelity的,应该差不多的帐号。
4%的利息是怎么回事?
需要10年来还吗?就是说相当于像它借钱,尽管是你的帐号里面的钱?
多谢解答!
nor
or
【在 s******k 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: you're talking about 401K account, right? I did mine a few months ago on
: fidelity's 401k website. 50K loan, 10 year term, 4% interest. no penalty nor
: tax. I made the request totally online without having to talk to anyone or
: send any document, and it took just 1 or 2 weeks to get the check. see
: attached.
4%的利息是怎么回事?
需要10年来还吗?就是说相当于像它借钱,尽管是你的帐号里面的钱?
多谢解答!
nor
or
【在 s******k 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: you're talking about 401K account, right? I did mine a few months ago on
: fidelity's 401k website. 50K loan, 10 year term, 4% interest. no penalty nor
: tax. I made the request totally online without having to talk to anyone or
: send any document, and it took just 1 or 2 weeks to get the check. see
: attached.
h*z
11 楼
对了,我的Act下面没有loan or withdraw 选项。
只有: Change Investment 和 Electromic payments。
是怎么回事?
nor
or
【在 s******k 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: you're talking about 401K account, right? I did mine a few months ago on
: fidelity's 401k website. 50K loan, 10 year term, 4% interest. no penalty nor
: tax. I made the request totally online without having to talk to anyone or
: send any document, and it took just 1 or 2 weeks to get the check. see
: attached.
只有: Change Investment 和 Electromic payments。
是怎么回事?
nor
or
【在 s******k 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: you're talking about 401K account, right? I did mine a few months ago on
: fidelity's 401k website. 50K loan, 10 year term, 4% interest. no penalty nor
: tax. I made the request totally online without having to talk to anyone or
: send any document, and it took just 1 or 2 weeks to get the check. see
: attached.
g*q
15 楼
IRA可以取1万,没有tax penalty.
401K/403b可以借,要付利息.
401K/403b可以借,要付利息.
p*y
18 楼
可以借钱出来,算是liability,不过还进去的利息也还是给自己的。
s*o
24 楼
可以借钱,当然有利息,但要注意,从你借钱的第一天起,
你的PAYCHECK就开始扣钱还贷款了,所以你再去贷款买
房,对你的偿还能力还是有影响的。
你的PAYCHECK就开始扣钱还贷款了,所以你再去贷款买
房,对你的偿还能力还是有影响的。
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