d*n
2 楼
我是公司的ＥＢ1Ｂ， 自己寄的485，ＵＳＣＩＳ会怎么通知我，还是会通知公司呀？
材料已经寄出了，不知道下一步应该预期什么。
材料已经寄出了，不知道下一步应该预期什么。
b*e
3 楼
往往没钱捞。。。
y*s
4 楼
The Market's Cooling
The boom came on so fast and so strong this year that it was scary. Buyers
this spring were like a bear that had hibernated for six years and finally
woke up famished, eating everything in sight. Prices shot up at
unsustainable rates.
That has begun to change. In the last 60 days, mortgage rates jumped from 3.
4% to 4.5%. By the end of June, prices had risen 18.7% over last year, which
really can't happen two years in a row. Rising prices and rising rates
combined to increase the mortgage payment for a home by 33%.
And this has now given buyers a moment of pause. The market may keep rising
but it will be at a more modest pace than we saw this spring; in some places
prices will go up and down this winter.
The number of homes for sale has been increasing since April, which is also
when bidding wars began to ease. Over the last seven days, the number of
Redfin customers signing offers has declined by 25% from the average weekly
rate in June. At the same time, 9% more people contacted us for the first
time, so the changing market is still drawing buyers into the market, not
just scaring them away.
Tales of Joy and Woe
How fast has the market shifted in buyers favor? Well here are a few
examples:
In Washington DC, listing agents at other brokerages called last week to say
our agents forgot to include an escalator clause in the offer, promising
more money in a bidding war. We said no, we didn't forget: this is our final
offer.
In LA, Redfin agent John Venti won three straight offers last weekend with
no counter-offers or competition. "That hasn't happened," he said, "since
December 2011."
But not everything has changed. Almost 70% of sales are still a bidding war.
In Boston, when Redfin agent Sandy Rosen lost out on a bidding war for a $
600,000 Sudbury home, we stayed in touch with the listing agent. After
negotiations over repairs stalled, the listing agent called us back and we
snatched the deal away from the initial buyer.
In the Bay Area, where homes are selling for hundreds of thousands above the
asking price, we've been winning deals not with the highest bid, but by
promising the seller we've got enough cash to make up for any shortfall in
the appraisal. Redfin's Jess Williams just beat out 28 other offers using
this tactic on a $700,000 San Francisco listing.
The Return to Normalcy
Are we worried that the market is cooling? No. We were worried back in April
, when we warned against a frothy market:
And there's one change that is about to come: rates will rise. In our survey
of 1,100 home-buyers, 58% cited "low interest rates" as a primary reason
for buying now, but mortgage bankers now expect rates to rise from 3.5% to 4
.5% over the next year. When that happens, the frothiest markets could be in
for a setback.
Buyers are still out in force, with inventory down 19% from last year, rates
still 2 points below historical norms, and prices 26% south of their 2006
peak.
What has happened after six years of depression, and six months of manic
bubbliness, is that we have returned at last to a normal market: you'll pay
more now than you would have at the absolute bottom in late 2012, but there
will be more -- and better -- homes to choose from, and a better chance of
buying one.
That sounds like a good deal to us. What's your take on the market? Just
leave a comment on our blog or on Facebook.
Best, Glenn
Glenn Kelman | CEO, Redfin
Twitter | Blog
The boom came on so fast and so strong this year that it was scary. Buyers
this spring were like a bear that had hibernated for six years and finally
woke up famished, eating everything in sight. Prices shot up at
unsustainable rates.
That has begun to change. In the last 60 days, mortgage rates jumped from 3.
4% to 4.5%. By the end of June, prices had risen 18.7% over last year, which
really can't happen two years in a row. Rising prices and rising rates
combined to increase the mortgage payment for a home by 33%.
And this has now given buyers a moment of pause. The market may keep rising
but it will be at a more modest pace than we saw this spring; in some places
prices will go up and down this winter.
The number of homes for sale has been increasing since April, which is also
when bidding wars began to ease. Over the last seven days, the number of
Redfin customers signing offers has declined by 25% from the average weekly
rate in June. At the same time, 9% more people contacted us for the first
time, so the changing market is still drawing buyers into the market, not
just scaring them away.
Tales of Joy and Woe
How fast has the market shifted in buyers favor? Well here are a few
examples:
In Washington DC, listing agents at other brokerages called last week to say
our agents forgot to include an escalator clause in the offer, promising
more money in a bidding war. We said no, we didn't forget: this is our final
offer.
In LA, Redfin agent John Venti won three straight offers last weekend with
no counter-offers or competition. "That hasn't happened," he said, "since
December 2011."
But not everything has changed. Almost 70% of sales are still a bidding war.
In Boston, when Redfin agent Sandy Rosen lost out on a bidding war for a $
600,000 Sudbury home, we stayed in touch with the listing agent. After
negotiations over repairs stalled, the listing agent called us back and we
snatched the deal away from the initial buyer.
In the Bay Area, where homes are selling for hundreds of thousands above the
asking price, we've been winning deals not with the highest bid, but by
promising the seller we've got enough cash to make up for any shortfall in
the appraisal. Redfin's Jess Williams just beat out 28 other offers using
this tactic on a $700,000 San Francisco listing.
The Return to Normalcy
Are we worried that the market is cooling? No. We were worried back in April
, when we warned against a frothy market:
And there's one change that is about to come: rates will rise. In our survey
of 1,100 home-buyers, 58% cited "low interest rates" as a primary reason
for buying now, but mortgage bankers now expect rates to rise from 3.5% to 4
.5% over the next year. When that happens, the frothiest markets could be in
for a setback.
Buyers are still out in force, with inventory down 19% from last year, rates
still 2 points below historical norms, and prices 26% south of their 2006
peak.
What has happened after six years of depression, and six months of manic
bubbliness, is that we have returned at last to a normal market: you'll pay
more now than you would have at the absolute bottom in late 2012, but there
will be more -- and better -- homes to choose from, and a better chance of
buying one.
That sounds like a good deal to us. What's your take on the market? Just
leave a comment on our blog or on Facebook.
Best, Glenn
Glenn Kelman | CEO, Redfin
Twitter | Blog
b*o
5 楼
没钱的睡院子里。
【在 I****u 的大作中提到】
: 如果夫妻一方没有经济实力怎么办
【在 I****u 的大作中提到】
: 如果夫妻一方没有经济实力怎么办
d*n
6 楼
你会收到notice的
【在 d*****n 的大作中提到】
: 我是公司的ＥＢ1Ｂ， 自己寄的485，ＵＳＣＩＳ会怎么通知我，还是会通知公司呀？
: 材料已经寄出了，不知道下一步应该预期什么。
【在 d*****n 的大作中提到】
: 我是公司的ＥＢ1Ｂ， 自己寄的485，ＵＳＣＩＳ会怎么通知我，还是会通知公司呀？
: 材料已经寄出了，不知道下一步应该预期什么。
w*t
7 楼
你杂老说在俺们的心坎了啊...咳...
【在 b*******e 的大作中提到】
: 往往没钱捞。。。
【在 b*******e 的大作中提到】
: 往往没钱捞。。。
l*a
8 楼
房价涨了，到底要不要买呢？等一等呢？还是马上抢下来？
f*9
9 楼
男的没钱当鸭，女的卖逼。
【在 I****u 的大作中提到】
: 如果夫妻一方没有经济实力怎么办
【在 I****u 的大作中提到】
: 如果夫妻一方没有经济实力怎么办
d*n
10 楼
你会收到notice的
【在 d*****n 的大作中提到】
: 我是公司的ＥＢ1Ｂ， 自己寄的485，ＵＳＣＩＳ会怎么通知我，还是会通知公司呀？
: 材料已经寄出了，不知道下一步应该预期什么。
【在 d*****n 的大作中提到】
: 我是公司的ＥＢ1Ｂ， 自己寄的485，ＵＳＣＩＳ会怎么通知我，还是会通知公司呀？
: 材料已经寄出了，不知道下一步应该预期什么。
z*e
11 楼
MM就是要这样才罢手
【在 b*******e 的大作中提到】
: 往往没钱捞。。。
【在 b*******e 的大作中提到】
: 往往没钱捞。。。
c*o
12 楼
一定要反着读
g*n
13 楼
那就租房子
【在 I****u 的大作中提到】
: 如果夫妻一方没有经济实力怎么办
【在 I****u 的大作中提到】
: 如果夫妻一方没有经济实力怎么办
b*j
14 楼
填了１１４５一周内就会收到ｅｍａｉｌ和短信；没有填应该先看到ｃｈｅｃｋ被ｃａ
ｓｈ，几天后ｍａｉｌ ｎｏｔｉｃｅ。
ｓｈ，几天后ｍａｉｌ ｎｏｔｉｃｅ。
C*G
15 楼
牛刀请指示
s*n
16 楼
lp没工作，你要我怎么办？
★ Sent from iPhone App: iReader Mitbbs 7.56 - iPad Lite
★ Sent from iPhone App: iReader Mitbbs 7.56 - iPad Lite
V*A
17 楼
同问
b*e
18 楼
捞个底真累。
【在 w*******t 的大作中提到】
: 你杂老说在俺们的心坎了啊...咳...
【在 w*******t 的大作中提到】
: 你杂老说在俺们的心坎了啊...咳...
d*s
19 楼
有多少钱，买多大的房子。
d*n
20 楼
不知道填1145这事儿，可以补填吗？
一般多久应该看到支票被取走？
【在 b****j 的大作中提到】
: 填了１１４５一周内就会收到ｅｍａｉｌ和短信；没有填应该先看到ｃｈｅｃｋ被ｃａ
: ｓｈ，几天后ｍａｉｌ ｎｏｔｉｃｅ。
一般多久应该看到支票被取走？
【在 b****j 的大作中提到】
: 填了１１４５一周内就会收到ｅｍａｉｌ和短信；没有填应该先看到ｃｈｅｃｋ被ｃａ
: ｓｈ，几天后ｍａｉｌ ｎｏｔｉｃｅ。
b*e
21 楼
大牛请指示。:)
【在 C*G 的大作中提到】
: 牛刀请指示
【在 C*G 的大作中提到】
: 牛刀请指示
a*n
22 楼
谁家都有自己的模式，难道法律规定了一定要共同出或者一定要一方出？上来问这有什
么用啊。
你就问你自家老公愿意单独出不。
么用啊。
你就问你自家老公愿意单独出不。
l*n
23 楼
正常一到两周吧。
【在 d*****n 的大作中提到】
: 不知道填1145这事儿，可以补填吗？
: 一般多久应该看到支票被取走？
【在 d*****n 的大作中提到】
: 不知道填1145这事儿，可以补填吗？
: 一般多久应该看到支票被取走？
c*2
24 楼
真的底是不敢捞
不是没钱捞，没子弹，从银行调。真的底是不敢捞，你一买它就ＢＫ了。
不是没钱捞，没子弹，从银行调。真的底是不敢捞，你一买它就ＢＫ了。
m*y
25 楼
可以把自己的钱先转给自己父母，如果账户分开的话，然后让自己父母转过来，算是买
房子借给你们的，或是送给你个人的，这个钱以后跟另一半没有关系
房子借给你们的，或是送给你个人的，这个钱以后跟另一半没有关系
w*0
26 楼
我是从USCIS是收到材料过了大概10天左右收到纸的receipt notice的
等着吧，不会丢的，USCIS就是慢
【在 d*****n 的大作中提到】
: 不知道填1145这事儿，可以补填吗？
: 一般多久应该看到支票被取走？
等着吧，不会丢的，USCIS就是慢
【在 d*****n 的大作中提到】
: 不知道填1145这事儿，可以补填吗？
: 一般多久应该看到支票被取走？
t*e
27 楼
是不知到底在哪儿
P*r
28 楼
notice一到两周就到了。
t*e
29 楼
是不知到底在哪儿
b*e
30 楼
就是这样吧，捞着捞着就下去了，最后没钱的时候也不跌了。:)
【在 c****2 的大作中提到】
: 真的底是不敢捞
: 不是没钱捞，没子弹，从银行调。真的底是不敢捞，你一买它就ＢＫ了。
【在 c****2 的大作中提到】
: 真的底是不敢捞
: 不是没钱捞，没子弹，从银行调。真的底是不敢捞，你一买它就ＢＫ了。
D*a
31 楼
现在还 不是底吧，明天盘中低走。
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