请帮忙比较GFE# Living
g*s
1 楼
1. Rate：3% 5/1 ARM， 3.25% 7/1 ARM，可以锁60天
APPROXIMATE COST OF CLOSING FEES Total
Total Origination Charge $825.00
Credit or charge (points) for the specific interest rate chosen* $(699.00)
Credit Report Fee $11.00
Appraisal Fee $450.00
Title Services Fee $1,435.00
Tax Service $75.00
Title Guar (optional) $0.00
Record Deed $17.00
Record Mortgage/DOT $162.00
State Tax Stamp-Deed $558.40
我的理解是这个银行要收前面四项，其他的不论从哪家银行贷款都是要收的
2. Rate：3.25% 5/1 ARM, 3.5% 7/1 ARM，可以锁30天
Origination:
Processing: $395.00
Underwriting: $450.00
Wire Transfer: $40.00
MERS Registration: $11.95
Others Charges:
Appraisal: $400.00
Credit Report: $50.00
Closing/escrow: $500.00
Tax Service Fee: $95.00
Flood Certification: $10.00
Mortgage Recording Charge: $120.00
我的理解是2这个银行要收前面7项，下面列的也是无论如何从哪个银行也要收的，可能
由于是估算，所以跟第一个银行有点不一样。
第一次买房，primary home，conventional loan，downpay 20%，如果两个银行都能贷
下来的话，是不是应该选择1呢？
APPROXIMATE COST OF CLOSING FEES Total
Total Origination Charge $825.00
Credit or charge (points) for the specific interest rate chosen* $(699.00)
Credit Report Fee $11.00
Appraisal Fee $450.00
Title Services Fee $1,435.00
Tax Service $75.00
Title Guar (optional) $0.00
Record Deed $17.00
Record Mortgage/DOT $162.00
State Tax Stamp-Deed $558.40
我的理解是这个银行要收前面四项，其他的不论从哪家银行贷款都是要收的
2. Rate：3.25% 5/1 ARM, 3.5% 7/1 ARM，可以锁30天
Origination:
Processing: $395.00
Underwriting: $450.00
Wire Transfer: $40.00
MERS Registration: $11.95
Others Charges:
Appraisal: $400.00
Credit Report: $50.00
Closing/escrow: $500.00
Tax Service Fee: $95.00
Flood Certification: $10.00
Mortgage Recording Charge: $120.00
我的理解是2这个银行要收前面7项，下面列的也是无论如何从哪个银行也要收的，可能
由于是估算，所以跟第一个银行有点不一样。
第一次买房，primary home，conventional loan，downpay 20%，如果两个银行都能贷
下来的话，是不是应该选择1呢？
