房屋保险# Living
k*r
1 楼
今天quote 一个房屋保险， 有懂行的能帮忙解释一下这个保险怎么样吗？ 都应该注意
一些什么？
多谢！
Basic Coverages
Coverage: Limit:
Dwelling $350,000
Other Structures $35,000
Personal Property $175,000
Loss of Use $70,000
Personal Liability/Each Occurrence $100,000
medical Payments to Others/Each Person $1,000
Coverage: Deductible: Limit:
Credit Card, Fund Transfer Card, Forgery and Counterfeit Money $1,000
Death Benefit $1,000
Debris Removal
Fire Department Service Charges $500
Horsepower limitation for outboard engines/motors is removed
Incidental owned business activities producing annual gross income not
exceeding $3,000
Loss Assessment Coverage on residence premises $1,000
No Related Structures - the amount of Coverage B is added to Coverage A
Ordinance or Law Coverage (10% of Coverage A)
Other structures within 3 miles from the residence (subject to certain
restrictions)
Personal Property Special Limits of Liability
Business Property off-premises $250
Business Property on premises $2,500
Electronic Apparatus in vehicle $1,000
Electronic Apparatus not in vehicle $1,000
Firearms $2,000
Jewelry, Watches, and Furs $1,000
Money $200
Securities $1,000
Silverware, Goldware, and Pewterware $2,500
Trailers not used with watercraft $1,000
Watercraft (including their trailers, furnishings, equipment and outboard
motors) $1,000
Removal of Fallen Trees (if tree(s) damaged a covered structure) $500
Trees, Shrubs, & Other Plants (up to 5% of Coverage A, not exceeding $500
for any one item)
一些什么？
多谢！
Basic Coverages
Coverage: Limit:
Dwelling $350,000
Other Structures $35,000
Personal Property $175,000
Loss of Use $70,000
Personal Liability/Each Occurrence $100,000
medical Payments to Others/Each Person $1,000
Coverage: Deductible: Limit:
Credit Card, Fund Transfer Card, Forgery and Counterfeit Money $1,000
Death Benefit $1,000
Debris Removal
Fire Department Service Charges $500
Horsepower limitation for outboard engines/motors is removed
Incidental owned business activities producing annual gross income not
exceeding $3,000
Loss Assessment Coverage on residence premises $1,000
No Related Structures - the amount of Coverage B is added to Coverage A
Ordinance or Law Coverage (10% of Coverage A)
Other structures within 3 miles from the residence (subject to certain
restrictions)
Personal Property Special Limits of Liability
Business Property off-premises $250
Business Property on premises $2,500
Electronic Apparatus in vehicle $1,000
Electronic Apparatus not in vehicle $1,000
Firearms $2,000
Jewelry, Watches, and Furs $1,000
Money $200
Securities $1,000
Silverware, Goldware, and Pewterware $2,500
Trailers not used with watercraft $1,000
Watercraft (including their trailers, furnishings, equipment and outboard
motors) $1,000
Removal of Fallen Trees (if tree(s) damaged a covered structure) $500
Trees, Shrubs, & Other Plants (up to 5% of Coverage A, not exceeding $500
for any one item)