[转载] Re: 借HOME EQUITY LOAN还MORGAGE? - 未名空间MITBBS历史存档

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[转载] Re: 借HOME EQUITY LOAN还MORGAGE?

[转载] Re: 借HOME EQUITY LOAN还MORGAGE?# Money - 海外理财

c*e2003-07-30 07:07

1 楼

【以下文字转载自 Living 讨论区】
【原文由 StarVenus 所发表】
and home equity loan/line are usually float rate. so when loan rate rise, it
will rise. u pay less interest tempararily by taking the higher risk
的RATE只有4.5%,

c*e2003-07-30 07:07

2 楼

【以下文字转载自 Living 讨论区】
【原文由 jtian 所发表】
many people used it to borrow money or pay off debt including
mortgage(only if there is a small balance left. you don't
need to pay closing cost of refinance. that's cool)
it's house owner's ATM.
interest is tax deductible.
my Home equity line is 3.5% now.
(prime rate-0.5%)

c*e2003-07-30 07:07

3 楼

【以下文字转载自 Living 讨论区】
【原文由 shishishishi 所发表】
there are many people fortunate to jump in 5% fixed 30 years
home equity loan offered by Netbank september 2001, with $15
closing cost... hohoho... yes, you use it to pay off your first
mortgage.