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Are your deposits insured?

Are your deposits insured?# Money - 海外理财

T*e2004-11-28 08:11

1 楼

http://www.bankrate.com/brm/news/bank/20020304a.asp
It's reasonable to assume that if you put money in a bank account, it's money
you don't want to risk losing.
You didn't chance it in some dicey investment, and you expect it to be there
when you need it. In fact, you expect it to be safe even if the bank fails.
Well, you're safe if your account has $100,000 or less. The Federal Deposit
Insurance Corporation insures deposits up to $100,000 at most banks and
savings associations. Credit Union dep

z*l2004-11-28 08:11

2 楼

This is a good article, though a little bit long. Let me summarize:
If the accounts are set up properly, a husband and wife could have upwards of
$800,000 fully insured at one bank, according to Barr.
Here's how it would work:
* Husband and wife each have $100,000 in an individual account.
* The couple has $200,000 in a joint account.
* Husband and wife each have $100,000 in individual retirement accounts.
* Husband and wife each set up $100,000 revocable trust accounts, payable

【在 T*******e 的大作中提到】

: http://www.bankrate.com/brm/news/bank/20020304a.asp
: It's reasonable to assume that if you put money in a bank account, it's money
: you don't want to risk losing.
: You didn't chance it in some dicey investment, and you expect it to be there
: when you need it. In fact, you expect it to be safe even if the bank fails.
: Well, you're safe if your account has $100,000 or less. The Federal Deposit
: Insurance Corporation insures deposits up to $100,000 at most banks and
: savings associations. Credit Union dep