Re: new points about balance vs cl# Money - 海外理财
p*i
1 楼
experian也有
Credit usage : You are currently using at least 50% of your credit limit
on 1 credit card(s).
This only includes open accounts for which the credit limit is
reported.
This is making your score lower. High usage (such as balances above
50% of the credit limit) is usually considered negative, because lenders
worry that you may be using more credit than you can reasonably
afford to repay. Being "maxed out" or overlimit on a credit card (when
your balance is close to, or above, the credit
Credit usage : You are currently using at least 50% of your credit limit
on 1 credit card(s).
This only includes open accounts for which the credit limit is
reported.
This is making your score lower. High usage (such as balances above
50% of the credit limit) is usually considered negative, because lenders
worry that you may be using more credit than you can reasonably
afford to repay. Being "maxed out" or overlimit on a credit card (when
your balance is close to, or above, the credit