研究了一下，发现TIPS比I-bond好。# Money - 海外理财
q*j
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抛砖引玉，希望能够引起大家讨论。
ibond adjust for inflation by changing the floating component of the rate.
TIPS adjust for inflation by changing the principle.
So suppose there is a big inflation jump, i bond will not compensate you
for the money you lost from that jump to next interest adjustment date,
while TIPS can fully account for this. So the point is that i bond only
provide imperfect hedge against inflation, while TIPS provide perfect
inflation hedge. (in the case of deflation, uncle sam guarantee tha
ibond adjust for inflation by changing the floating component of the rate.
TIPS adjust for inflation by changing the principle.
So suppose there is a big inflation jump, i bond will not compensate you
for the money you lost from that jump to next interest adjustment date,
while TIPS can fully account for this. So the point is that i bond only
provide imperfect hedge against inflation, while TIPS provide perfect
inflation hedge. (in the case of deflation, uncle sam guarantee tha