someone accesses your credit report that is a pull or inquiry if that is recorded on the credit report and anyone else can see this inquiry, that is a hard pull if that is only visible to you, it is a soft pull Hard pulls affect credit score while soft pulls dont
【在 x*z 的大作中提到】 : sorry cannot type Chinese here. : may I ask what is hard pull
x*z
5 楼
thanks a lot! but how do I know I got hard or soft pull, is there any way I can check for this?
【在 s**********g 的大作中提到】 : someone accesses your credit report : that is a pull or inquiry : if that is recorded on the credit report and anyone else can see this : inquiry, that is a hard pull : if that is only visible to you, it is a soft pull : Hard pulls affect credit score while soft pulls dont
s*g
6 楼
u can only check that by getting a copy of your credit report or, in this case, just ask the CSR whether converting a card would be a hard pull Btw, if you apply for a new credit card, it is always a hard pull
for
【在 x*z 的大作中提到】 : thanks a lot! : but how do I know I got hard or soft pull, is there any way I can check for : this?
【在 s**********g 的大作中提到】 : u can only check that by getting a copy of your credit report : or, in this case, just ask the CSR whether converting a card would be a hard : pull : Btw, if you apply for a new credit card, it is always a hard pull : : for