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old blue cash

old blue cash# Money - 海外理财

u*e2013-02-01 08:02

1 楼

I have a grandfathered blue cash, will earn 5% for drug store, gas station
and grocery after 6.5K spending. it seems a very nice card better than
anything else except freedom+sapphire, if I can buy vanilla in CVS. and I
found a CVS close to my house with tons of vanilla while no one buying it.

t*n2013-02-01 08:02

2 楼

哪里抄来的

【在 u*****e 的大作中提到】

: I have a grandfathered blue cash, will earn 5% for drug store, gas station
: and grocery after 6.5K spending. it seems a very nice card better than
: anything else except freedom+sapphire, if I can buy vanilla in CVS. and I
: found a CVS close to my house with tons of vanilla while no one buying it.

u*e2013-02-01 08:02

3 楼

?? it's my own calculation. say you spend 30K a year in everyday purchase (
vanilla of course, or anything cash card you can buy there), the cash back
for the old blue cash will be around $2200, way much better than anything
else except freedom+sapphire. It's hard to calculate freedom+sapphire anyway
.

【在 t******n 的大作中提到】

: 哪里抄来的

s*r2013-02-01 08:02

4 楼

good luck in not being caught by amex.

anyway

【在 u*****e 的大作中提到】

: ?? it's my own calculation. say you spend 30K a year in everyday purchase (
: vanilla of course, or anything cash card you can buy there), the cash back
: for the old blue cash will be around $2200, way much better than anything
: else except freedom+sapphire. It's hard to calculate freedom+sapphire anyway
: .

s*g2013-02-01 08:02

5 楼

amex么、、、

i*t2013-02-01 08:02

6 楼

How to get $2200? I think it's below $1500

s*n2013-02-01 08:02

7 楼

2 advices to help you fly under the radar:
1. Charge less than 25% of total credit line in a statement cycle
2. Don't change your spending pattern suddenly. Say if you've been putting $
0 in the last year. Take 2-3 months to go to 3~5k a month, gradually.

u*e2013-02-01 08:02

8 楼

Thanks and they are great suggestion. and I won't use the card to full
extent... my credit line on this card is as high as 30k that I don't even
remember how I get it.

$

【在 s**n 的大作中提到】

: 2 advices to help you fly under the radar:
: 1. Charge less than 25% of total credit line in a statement cycle
: 2. Don't change your spending pattern suddenly. Say if you've been putting $
: 0 in the last year. Take 2-3 months to go to 3~5k a month, gradually.

z*k2013-02-01 08:02

9 楼

我曾经也有过3万，不过后来有次一边刷一边还款，被降到8k了。

【在 u*****e 的大作中提到】

: Thanks and they are great suggestion. and I won't use the card to full
: extent... my credit line on this card is as high as 30k that I don't even
: remember how I get it.
:
: $

n*e2013-02-01 08:02

10 楼

一邊刷一邊還怎麼會降 limit？

【在 z***k 的大作中提到】

: 我曾经也有过3万，不过后来有次一边刷一边还款，被降到8k了。

q*a2013-02-01 08:02

11 楼

I had one before, however it's transferred to another reward program. I
just called AE to change back, however I was told this program is terminated
and no one has it any more. AE lied to me? Can i call back to argue with
the evidence that someone still holding this reward? thanks

【在 u*****e 的大作中提到】

t*02013-02-01 08:02

12 楼

You got cheated by that xiaoer

I had one before, however it's transferred to another reward program.

【在 q****a 的大作中提到】

: I had one before, however it's transferred to another reward program. I
: just called AE to change back, however I was told this program is terminated
: and no one has it any more. AE lied to me? Can i call back to argue with
: the evidence that someone still holding this reward? thanks

q*a2013-02-01 08:02

13 楼

Called again. I guess I am the most stupid one in the world. I was told I
chose to upgrade another reward and never can go back. cry~~~~~~~~~~~~~~~~~~
~~~~~

【在 t**0 的大作中提到】

: You got cheated by that xiaoer
:
: I had one before, however it's transferred to another reward program.

u*e2013-02-01 08:02

14 楼

it's like my ATT iphone data plan. I used to have $30 unlimited plan way
back to many years ago. And one day I thought I couldn't even use 1G data
each month, so I upgraded to a stupid $15 250MB, and ended with finding Im
always exceeding. I went to ATT saying I want my old plan back, they said no
, but you can upgrade to a $30 plan for 1 GB data.
I drove home for a good cry and did not renew my ATT plan when it expired.
Now I am paying 5 cents a minute and no data plan with my iphone, happily
living.

u*e2013-02-01 08:02

15 楼

you are right, I mixed it with INK bold. The right number for maximum rebate
earning is 1021.85 with $30K spending following under the assumption of
prepaid card fee 3.95. If you won't get vanilla and just spend 5% category,
say you spend $6K after first 65K, your earning would be only ~330. For Ink
theoretically you can get 2310.6, but very unlikely ordinary people can make
it. For saphire + freedom, you will get maximum about 900-1000, depend on
your spending.
I calculated UA miles as 1.7 cents, people may argue sometime the point is
worth more than that. I am also debating to get miles or cash. Who can
clarify the weight of cash and miles?

【在 i**t 的大作中提到】

: How to get $2200? I think it's below $1500