请教国内寄来买房钱的说明问题# Money - 海外理财
m*a
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爸妈刚刚从国内寄来了10万美元做买房首付，一个月两个月内可能就要用。我知道需要
他们写gift letter。不确定还需要别的否，所以问了下这边考虑贷款的银行，结果被
告之还要出示这比钱在国内出处，银行具体答复见下面。但说来麻烦，俺家是小地方，
这些钱开始很分散，然后几个亲戚帮忙才弄过来的，经历小城市，大城市，跨行等等。
举个例子，有笔钱是从家里的小账号里提现，汇总到岳母工行账号，汇给LD北京的工行
，LD再汇给招行，LD汇出5万后，剩余的再寄给我，我收集其他地方的钱后再凑够了5万
，再汇。需要把这个复杂的过程都说明吗？另外钱在我账号待多久后不必要求证明来源
？3个月？请教各位过来人的经验。谢谢！
下面是银行对要求的回复，我当时简单说就是父母的钱汇给我国内的账号，然后再汇给
美国账号，所以下面的borrower指的是我：
1. Parents current Bank Statement from China (to prove the funds were
available in the account prior to the transfer and make sure they include
the date showing the transfer to prove they cleared )
2. Borrowers Current Bank Statement from China ( to prove the funds did
transfer and cleared ) (also include the date that he again Transferred the
funds to his US account )
3. Borrower Current Bank Statement from USA ( to prove the funds transferred
in and cleared to the account so they can be used for closing )
他们写gift letter。不确定还需要别的否，所以问了下这边考虑贷款的银行，结果被
告之还要出示这比钱在国内出处，银行具体答复见下面。但说来麻烦，俺家是小地方，
这些钱开始很分散，然后几个亲戚帮忙才弄过来的，经历小城市，大城市，跨行等等。
举个例子，有笔钱是从家里的小账号里提现，汇总到岳母工行账号，汇给LD北京的工行
，LD再汇给招行，LD汇出5万后，剩余的再寄给我，我收集其他地方的钱后再凑够了5万
，再汇。需要把这个复杂的过程都说明吗？另外钱在我账号待多久后不必要求证明来源
？3个月？请教各位过来人的经验。谢谢！
下面是银行对要求的回复，我当时简单说就是父母的钱汇给我国内的账号，然后再汇给
美国账号，所以下面的borrower指的是我：
1. Parents current Bank Statement from China (to prove the funds were
available in the account prior to the transfer and make sure they include
the date showing the transfer to prove they cleared )
2. Borrowers Current Bank Statement from China ( to prove the funds did
transfer and cleared ) (also include the date that he again Transferred the
funds to his US account )
3. Borrower Current Bank Statement from USA ( to prove the funds transferred
in and cleared to the account so they can be used for closing )