Citi credit card product change竟然要两个月！# Money - 海外理财
s*g
1 楼
先请教个问题。我认为如果有两轮电面，那第一轮肯定会淘汰一些。结果今天我老公跟
我说其实是所有人都电面两次，防止bias，然后再挑人onsite。真是这样吗？
DELETED
我说其实是所有人都电面两次，防止bias，然后再挑人onsite。真是这样吗？
DELETED
m*a
2 楼
有个Ciit Hilton Visa，在抽屉待着一年多了，刚刚电话citi要求转成了Dividend
card，虽然成功了，但是processing time要51天，也就是说要等到2/24号+10天
shipping才能拿到卡！我的AMEX Blue cash everday变成preferred只要24小时。
Anyway,还问了有哪些卡我可以转，下面是CSR给的清单，基本无用：
1. Dividend (visa, mastercard, or Amex)。最终从的AMEX，因为他家常搞些offer。
2. Thankyou preferred
3. Diamond preferred
4. Simplicity card
5. AA Advantage card(这个有年费，其他都没有)
提醒一下，很多信用卡都是第一次的用户才能拿到sign up bonus，所以像我这种
product change，不仅拿不到sign up bonus，而且也放弃了未来拿到sign up的机会。
当然好处是少了一个hard inquiry，对于信用分数不高，或者最近需要好信用的人不错
。话说dividend卡sign up bonus也就是$100~$300的样子，放弃了也无所谓。
card，虽然成功了，但是processing time要51天，也就是说要等到2/24号+10天
shipping才能拿到卡！我的AMEX Blue cash everday变成preferred只要24小时。
Anyway,还问了有哪些卡我可以转，下面是CSR给的清单，基本无用：
1. Dividend (visa, mastercard, or Amex)。最终从的AMEX，因为他家常搞些offer。
2. Thankyou preferred
3. Diamond preferred
4. Simplicity card
5. AA Advantage card(这个有年费，其他都没有)
提醒一下，很多信用卡都是第一次的用户才能拿到sign up bonus，所以像我这种
product change，不仅拿不到sign up bonus，而且也放弃了未来拿到sign up的机会。
当然好处是少了一个hard inquiry，对于信用分数不高，或者最近需要好信用的人不错
。话说dividend卡sign up bonus也就是$100~$300的样子，放弃了也无所谓。
s*g
3 楼
自己定一下！请大家帮忙。谢谢。
w*r
4 楼
Dividend 还有AMEX版？这个超级爽啊
j*7
5 楼
就是说you are in candidate list
n*9
6 楼
可以有几张dividend
s*g
7 楼
那我是进入第二轮phone了？
m*a
8 楼
嗯，确认。那个Processing time是51天，比较搞。
【在 w****r 的大作中提到】
: Dividend 还有AMEX版？这个超级爽啊
【在 w****r 的大作中提到】
: Dividend 还有AMEX版？这个超级爽啊
j*7
9 楼
如果剩下没考察的人里面，没有太多比你优秀的
s*c
10 楼
好像有的快，有的慢，我转过两次，一个用了两个月，一个用了2周
e*n
11 楼
是不是碰到阿三不靠谱客服了，我以前转过，几天就好了。
【在 m*****a 的大作中提到】
: 有个Ciit Hilton Visa，在抽屉待着一年多了，刚刚电话citi要求转成了Dividend
: card，虽然成功了，但是processing time要51天，也就是说要等到2/24号+10天
: shipping才能拿到卡！我的AMEX Blue cash everday变成preferred只要24小时。
: Anyway,还问了有哪些卡我可以转，下面是CSR给的清单，基本无用：
: 1. Dividend (visa, mastercard, or Amex)。最终从的AMEX，因为他家常搞些offer。
: 2. Thankyou preferred
: 3. Diamond preferred
: 4. Simplicity card
: 5. AA Advantage card(这个有年费，其他都没有)
: 提醒一下，很多信用卡都是第一次的用户才能拿到sign up bonus，所以像我这种
【在 m*****a 的大作中提到】
: 有个Ciit Hilton Visa，在抽屉待着一年多了，刚刚电话citi要求转成了Dividend
: card，虽然成功了，但是processing time要51天，也就是说要等到2/24号+10天
: shipping才能拿到卡！我的AMEX Blue cash everday变成preferred只要24小时。
: Anyway,还问了有哪些卡我可以转，下面是CSR给的清单，基本无用：
: 1. Dividend (visa, mastercard, or Amex)。最终从的AMEX，因为他家常搞些offer。
: 2. Thankyou preferred
: 3. Diamond preferred
: 4. Simplicity card
: 5. AA Advantage card(这个有年费，其他都没有)
: 提醒一下，很多信用卡都是第一次的用户才能拿到sign up bonus，所以像我这种
e*n
12 楼
我也想知道dividend能有几张？
w*r
13 楼
Visa，mastercard，AM ex各一张吧
【在 e*********n 的大作中提到】
: 我也想知道dividend能有几张？
【在 e*********n 的大作中提到】
: 我也想知道dividend能有几张？
n*7
14 楼
怎么申请amex, mastercard的呢？申请了visa的再转过去？
【在 w****r 的大作中提到】
: Visa，mastercard，AM ex各一张吧
【在 w****r 的大作中提到】
: Visa，mastercard，AM ex各一张吧
e*n
15 楼
真能有那么多么？有人试过么?
【在 w****r 的大作中提到】
: Visa，mastercard，AM ex各一张吧
【在 w****r 的大作中提到】
: Visa，mastercard，AM ex各一张吧
e*n
16 楼
请问您打得哪个电话，citi aa刚试了下说不能转
y*o
17 楼
同问
【在 e*********n 的大作中提到】
: 请问您打得哪个电话，citi aa刚试了下说不能转
【在 e*********n 的大作中提到】
: 请问您打得哪个电话，citi aa刚试了下说不能转
s*g
18 楼
CITI AA得超过一年才行
s*c
19 楼
换人重打，就打卡背后的电话就可以
s*g
20 楼
CITI AA得超过一年才行
e*n
21 楼
那样必须先交年费再转卡么？
【在 s******g 的大作中提到】
: CITI AA得超过一年才行
【在 s******g 的大作中提到】
: CITI AA得超过一年才行
m*a
22 楼
就是卡背后电话，没有什么特殊的。
刚才Citibank发了个letter confirm change，有兴趣的可以读一下：
Dear Memajia:
Please keep this letter for future reference.
Why we're writing you
We have scheduled the change of your Hilton HHonors® Visa®
Signature account to the Citi® Dividend American Express® account
with a new account number.
The change to your current account will take place on February 24, 2014. At
that time we will send a letter to confirm the change and your new cards
will arrive within 10 to 14 days following the date of February 24, 2014.
You can continue to use your existing card until you activate the new one.
Once you activate the new card, please destroy the old card as you can no
longer use it.
Exciting card benefits
Enjoy the many valuable benefits of your new card:
· Earn 1% Cash Back on purchases and eligible cash advances, and 5 Dividend
Dollars for individual balance transfer transactions of $1,500 or more.
· Plus, take advantage of exciting opportunities to earn bonus cash back
throughout the year. Sign on to www.citicards.com today and see what bonus
offers are available for you.
· You can also earn unlimited bonus cash back when you shop through the
Citi Bonus Cash Center®. Shop today at www.bonuscashcenter.citicards.
com.
Here's what you need to know
To remain eligible for this new account you must continue to meet our
account change criteria, including creditworthiness, and your account must
be open and not in default under the terms of the Card Agreement. If you do
not meet this criteria on February 24, 2014, we will cancel the change to
Citi® Dividend American Express® and the new account terms will
not be applied.
Important Changes to Your Account Terms
The following is a summary of the change that will be made to your account
terms. This change will take effect on 02/24/2014.
You have the right to reject this change. However, if you do want to reject
this change, you have the choice of changing back to your previous product
with the current pricing terms, or cancelling your Account. Cancelling your
account means that you will no longer be able to make purchases or other
transactions using this Account.
You can reject this change by calling us prior to 02/23/2014. Call us at 1-
800-950-5114.
【在 y***o 的大作中提到】
: 同问
刚才Citibank发了个letter confirm change，有兴趣的可以读一下：
Dear Memajia:
Please keep this letter for future reference.
Why we're writing you
We have scheduled the change of your Hilton HHonors® Visa®
Signature account to the Citi® Dividend American Express® account
with a new account number.
The change to your current account will take place on February 24, 2014. At
that time we will send a letter to confirm the change and your new cards
will arrive within 10 to 14 days following the date of February 24, 2014.
You can continue to use your existing card until you activate the new one.
Once you activate the new card, please destroy the old card as you can no
longer use it.
Exciting card benefits
Enjoy the many valuable benefits of your new card:
· Earn 1% Cash Back on purchases and eligible cash advances, and 5 Dividend
Dollars for individual balance transfer transactions of $1,500 or more.
· Plus, take advantage of exciting opportunities to earn bonus cash back
throughout the year. Sign on to www.citicards.com today and see what bonus
offers are available for you.
· You can also earn unlimited bonus cash back when you shop through the
Citi Bonus Cash Center®. Shop today at www.bonuscashcenter.citicards.
com.
Here's what you need to know
To remain eligible for this new account you must continue to meet our
account change criteria, including creditworthiness, and your account must
be open and not in default under the terms of the Card Agreement. If you do
not meet this criteria on February 24, 2014, we will cancel the change to
Citi® Dividend American Express® and the new account terms will
not be applied.
Important Changes to Your Account Terms
The following is a summary of the change that will be made to your account
terms. This change will take effect on 02/24/2014.
You have the right to reject this change. However, if you do want to reject
this change, you have the choice of changing back to your previous product
with the current pricing terms, or cancelling your Account. Cancelling your
account means that you will no longer be able to make purchases or other
transactions using this Account.
You can reject this change by calling us prior to 02/23/2014. Call us at 1-
800-950-5114.
【在 y***o 的大作中提到】
: 同问
j*8
23 楼
没有5%的category？
account
At
【在 m*****a 的大作中提到】
: 就是卡背后电话，没有什么特殊的。
: 刚才Citibank发了个letter confirm change，有兴趣的可以读一下：
: Dear Memajia:
: Please keep this letter for future reference.
: Why we're writing you
: We have scheduled the change of your Hilton HHonors® Visa®
: Signature account to the Citi® Dividend American Express® account
: with a new account number.
: The change to your current account will take place on February 24, 2014. At
: that time we will send a letter to confirm the change and your new cards
account
At
【在 m*****a 的大作中提到】
: 就是卡背后电话，没有什么特殊的。
: 刚才Citibank发了个letter confirm change，有兴趣的可以读一下：
: Dear Memajia:
: Please keep this letter for future reference.
: Why we're writing you
: We have scheduled the change of your Hilton HHonors® Visa®
: Signature account to the Citi® Dividend American Express® account
: with a new account number.
: The change to your current account will take place on February 24, 2014. At
: that time we will send a letter to confirm the change and your new cards
m*a
24 楼
Don't know. CSR confirmed it does have and I doubt it won't.
I am not over-worried.
【在 j*****8 的大作中提到】
: 没有5%的category？
:
: account
: At
I am not over-worried.
【在 j*****8 的大作中提到】
: 没有5%的category？
:
: account
: At
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