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Influence of High balance on new credit card application?
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Influence of High balance on new credit card application?# Money - 海外理财
p*5
1
The AA execu card has balance of >10K now, and statement will be next next
week.
In this case, if I apply for a chase credit card, will chase know my high
balance on citi AA card and take this into account?
Or will they only know I have high balance after statement is generated?
In other words, is the credit card balance reported at real time or only at
statement closing?
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e*2
2
这个问题我也想知道
我有个张fia,cl特别低 ,随便花点钱 utilization就60%+了
我以前以为只要在statement closing前把它调低就ok
没想到这个月,creditkarma在statement还没出来时候,就给出警告,然后模拟分被降
低了
难不成要statement出来前balance最好也不要高于50%?期待有大牛回答

at

【在 p**5 的大作中提到】
: The AA execu card has balance of >10K now, and statement will be next next
: week.
: In this case, if I apply for a chase credit card, will chase know my high
: balance on citi AA card and take this into account?
: Or will they only know I have high balance after statement is generated?
: In other words, is the credit card balance reported at real time or only at
: statement closing?

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z*5
3
这个是YMMY的,我根据我自己的信用报告来看,多数是statement上报,少数是中间某
个时候上报,毫无规律。
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T*2
4
我citi信用卡的high balance是报历史statement balance中最高的
不同银行信用卡公司不一样
比如chase就真正报出现过的high balance
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p*5
5
看来最好在statement出来之前还点钱,降低statement balance,

【在 T********2 的大作中提到】
: 我citi信用卡的high balance是报历史statement balance中最高的
: 不同银行信用卡公司不一样
: 比如chase就真正报出现过的high balance

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