请高手指点：vanguard Roth IRA 买哪个funds 比较合适？# Money - 海外理财
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请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3,000 minimum)
VSGBX
Bond - Short-term Government
0049
0.20%
Short-Term Inflation-Protected Securities Index ($3,000 minimum)
VTIPX
Bond - Short-term Government
1967
0.20%
Short-Term Treasury ($3,000 minimum)
VFISX
Bond - Short-term Government
0032
0.20%
Short-Term Investment-Grade ($3,000 minimum)
VFSTX
Bond - Short-term Investment
0039
0.20%
Emerging Markets Government Bond Index ($3,000 minimum)
Purchase Fee: 0.75%
VGOVX
International
1120
0.49%
GNMA ($3,000 minimum)
VFIIX
Bond - Inter-term Government
0036
0.21%
Inflation-Protected Securities ($3,000 minimum)
VIPSX
Bond - Inter-term Government
0119
0.20%
Intermediate-Term Bond Index ($3,000 minimum)
VBIIX
Bond - Inter-term Investment
0314
0.20%
Intermediate-Term Treasury ($3,000 minimum)
VFITX
Bond - Inter-term Government
0035
0.20%
Total Bond Market Index ($3,000 minimum)
VBMFX
Bond - Inter-term Investment
0084
0.20%
Intermediate-Term Investment-Grade ($3,000 minimum)
VFICX
Bond - Inter-term Investment
0071
0.20%
Total International Bond Index ($3,000 minimum)
VTIBX
International
1231
0.23%
High-Yield Corporate ($3,000 minimum)
VWEHX
Bond - Inter-term Low Quality
0029
0.23%
Long-Term Bond Index ($3,000 minimum)
VBLTX
Bond - Long-term Investment
0522
0.20%
Long-Term Treasury ($3,000 minimum)
VUSTX
Bond - Long-term Government
0083
0.20%
Long-Term Investment-Grade ($3,000 minimum)
VWESX
Bond - Long-term Investment
0028
0.22%
Balanced Index ($3,000 minimum)
VBINX
Balanced
0002
0.24%
Convertible Securities ($3,000 minimum)
VCVSX
Balanced
0082
0.63%
STAR ($1,000 minimum)
VGSTX
Balanced
0056
0.34%
Wellesley Income ($3,000 minimum)
VWINX
Balanced
0027
0.25%
Wellington ($3,000 minimum)
VWELX
Balanced
0021
0.26%
LifeStrategy Conservative Growth ($3,000 minimum)
VSCGX
Balanced
0724
0.15%
LifeStrategy Growth ($3,000 minimum)
VASGX
Balanced
0122
0.17%
LifeStrategy Income ($3,000 minimum)
VASIX
Balanced
0723
0.14%
LifeStrategy Moderate Growth ($3,000 minimum)
VSMGX
Balanced
0914
0.16%
Target Retirement Income ($1,000 minimum)
VTINX
Balanced
0308
0.16%
Target Retirement 2010 ($1,000 minimum)
VTENX
Balanced
0681
0.16%
Target Retirement 2015 ($1,000 minimum)
VTXVX
Balanced
0303
0.16%
Target Retirement 2020 ($1,000 minimum)
VTWNX
Balanced
0682
0.16%
Target Retirement 2025 ($1,000 minimum)
VTTVX
Balanced
0304
0.17%
Target Retirement 2030 ($1,000 minimum)
VTHRX
Balanced
0695
0.17%
Target Retirement 2035 ($1,000 minimum)
VTTHX
Balanced
0305
0.18%
Target Retirement 2040 ($1,000 minimum)
VFORX
Balanced
0696
0.18%
Target Retirement 2045 ($1,000 minimum)
VTIVX
Balanced
0306
0.18%
Target Retirement 2050 ($1,000 minimum)
VFIFX
Balanced
0699
0.18%
Target Retirement 2055 ($1,000 minimum)
VFFVX
Balanced
1487
0.18%
Target Retirement 2060 ($1,000 minimum)
VTTSX
Balanced
1691
0.18%
Managed Payout ($25,000 minimum)
VPGDX
Balanced
1498
0.34%
Market Neutral ($250,000 minimum)
VMNFX
Stock - Long-Short
0634
1.60%
Equity Income ($3,000 minimum)
VEIPX
Stock - Large-Cap Value
0065
0.30%
High Dividend Yield Index ($3,000 minimum)
VHDYX
Stock - Large-Cap Value
0623
0.19%
U.S. Value ($3,000 minimum)
VUVLX
Stock - Large-Cap Value
0124
0.30%
Value Index ($3,000 minimum)
VIVAX
Stock - Large-Cap Value
0006
0.24%
Windsor ($3,000 minimum)
VWNDX
Stock - Large-Cap Value
0022
0.37%
Windsor II ($3,000 minimum)
VWNFX
Stock - Large-Cap Value
0073
0.36%
500 Index ($3,000 minimum)
VFINX
Stock - Large-Cap Blend
0040
0.17%
Diversified Equity ($3,000 minimum)
VDEQX
Stock - Large-Cap Blend
0608
0.40%
Dividend Appreciation Index ($3,000 minimum)
VDAIX
Stock - Large-Cap Blend
0602
0.20%
Dividend Growth ($3,000 minimum)
VDIGX
Stock - Large-Cap Blend
0057
0.31%
Growth and Income ($3,000 minimum)
VQNPX
Stock - Large-Cap Blend
0093
0.36%
Large-Cap Index ($3,000 minimum)
VLACX
Stock - Large-Cap Blend
0307
0.24%
PRIMECAP Core ($3,000 minimum)
VPCCX
Stock - Large-Cap Blend
1220
0.50%
Total Stock Market Index ($3,000 minimum)
VTSMX
Stock - Large-Cap Blend
0085
0.17%
FTSE Social Index ($3,000 minimum)
VFTSX
Stock - Large-Cap Growth
0213
0.27%
Growth Index ($3,000 minimum)
VIGRX
Stock - Large-Cap Growth
0009
0.24%
Morgan Growth ($3,000 minimum)
VMRGX
Stock - Large-Cap Growth
0026
0.39%
PRIMECAP ($3,000 minimum)
VPMCX
Stock - Large-Cap Growth
0059
0.45%
U.S. Growth ($3,000 minimum)
VWUSX
Stock - Large-Cap Growth
0023
0.44%
Capital Value ($3,000 minimum)
VCVLX
Stock - Mid-Cap Value
0328
0.41%
Mid-Cap Value Index ($3,000 minimum)
VMVIX
Stock - Mid-Cap Value
0835
0.24%
Selected Value ($3,000 minimum)
VASVX
Stock - Mid-Cap Value
0934
0.44%
Extended Market Index ($3,000 minimum)
VEXMX
Stock - Mid-Cap Blend
0098
0.24%
Mid-Cap Index ($3,000 minimum)
VIMSX
Stock - Mid-Cap Blend
0859
0.24%
Strategic Equity ($3,000 minimum)
VSEQX
Stock - Mid-Cap Blend
0114
0.29%
Capital Opportunity ($3,000 minimum)
VHCOX
Stock - Mid-Cap Growth
0111
0.48%
Mid-Cap Growth ($3,000 minimum)
VMGRX
Stock - Mid-Cap Growth
0301
0.51%
Mid-Cap Growth Index ($3,000 minimum)
VMGIX
Stock - Mid-Cap Growth
0832
0.24%
Explorer Value ($3,000 minimum)
VEVFX
Stock - Small-Cap Value
1690
0.66%
Small-Cap Value Index ($3,000 minimum)
VISVX
Stock - Small-Cap Value
0860
0.24%
Small-Cap Index ($3,000 minimum)
NAESX
Stock - Small-Cap Blend
0048
0.24%
Strategic Small-Cap Equity ($3,000 minimum)
VSTCX
Stock - Small-Cap Blend
0615
0.41%
Explorer ($3,000 minimum)
VEXPX
Stock - Small-Cap Growth
0024
0.52%
Small-Cap Growth Index ($3,000 minimum)
VISGX
Stock - Small-Cap Growth
0861
0.24%
Energy ($3,000 minimum)
VGENX
Stock - Sector
0051
0.38%
Health Care ($3,000 minimum)
VGHCX
Stock - Sector
0052
0.35%
REIT Index ($3,000 minimum)
VGSIX
Stock - Sector
0123
0.24%
Developed Markets Index ($3,000 minimum)
VDVIX
International
1397
0.20%
Emerging Markets Select Stock ($3,000 minimum)
VMMSX
International
0752
0.94%
Emerging Markets Stock Index ($3,000 minimum)
VEIEX
International
0533
0.33%
European Stock Index ($3,000 minimum)
VEURX
International
0079
0.26%
FTSE All-World ex-US Index ($3,000 minimum)
VFWIX
International
0770
0.30%
FTSE All-World ex-US Small-Cap Index ($3,000 minimum)
VFSVX
International
1684
0.40%
Global Equity ($3,000 minimum)
VHGEX
International
0129
0.61%
Global ex-U.S. Real Estate Index ($3,000 minimum)
Purchase Fee: 0.25%
Redemption Fee:0.25%
VGXRX
International
0738
0.40%
Global Minimum Volatility ($3,000 minimum)
VMVFX
International
1194
0.30%
International Explorer ($3,000 minimum)
VINEX
International
0126
0.36%
International Growth ($3,000 minimum)
VWIGX
International
0081
0.47%
International Value ($3,000 minimum)
VTRIX
International
0046
0.43%
Pacific Stock Index ($3,000 minimum)
VPACX
International
0072
0.26%
Precious Metals and Mining ($3,000 minimum)
VGPMX
Stock - Sector
0053
0.25%
Total International Stock Index ($3,000 minimum)
VGTSX
International
0113
0.22%
Total World Stock Index ($3,000 minimum)
VTWSX
International
0628
0.30%
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3,000 minimum)
VSGBX
Bond - Short-term Government
0049
0.20%
Short-Term Inflation-Protected Securities Index ($3,000 minimum)
VTIPX
Bond - Short-term Government
1967
0.20%
Short-Term Treasury ($3,000 minimum)
VFISX
Bond - Short-term Government
0032
0.20%
Short-Term Investment-Grade ($3,000 minimum)
VFSTX
Bond - Short-term Investment
0039
0.20%
Emerging Markets Government Bond Index ($3,000 minimum)
Purchase Fee: 0.75%
VGOVX
International
1120
0.49%
GNMA ($3,000 minimum)
VFIIX
Bond - Inter-term Government
0036
0.21%
Inflation-Protected Securities ($3,000 minimum)
VIPSX
Bond - Inter-term Government
0119
0.20%
Intermediate-Term Bond Index ($3,000 minimum)
VBIIX
Bond - Inter-term Investment
0314
0.20%
Intermediate-Term Treasury ($3,000 minimum)
VFITX
Bond - Inter-term Government
0035
0.20%
Total Bond Market Index ($3,000 minimum)
VBMFX
Bond - Inter-term Investment
0084
0.20%
Intermediate-Term Investment-Grade ($3,000 minimum)
VFICX
Bond - Inter-term Investment
0071
0.20%
Total International Bond Index ($3,000 minimum)
VTIBX
International
1231
0.23%
High-Yield Corporate ($3,000 minimum)
VWEHX
Bond - Inter-term Low Quality
0029
0.23%
Long-Term Bond Index ($3,000 minimum)
VBLTX
Bond - Long-term Investment
0522
0.20%
Long-Term Treasury ($3,000 minimum)
VUSTX
Bond - Long-term Government
0083
0.20%
Long-Term Investment-Grade ($3,000 minimum)
VWESX
Bond - Long-term Investment
0028
0.22%
Balanced Index ($3,000 minimum)
VBINX
Balanced
0002
0.24%
Convertible Securities ($3,000 minimum)
VCVSX
Balanced
0082
0.63%
STAR ($1,000 minimum)
VGSTX
Balanced
0056
0.34%
Wellesley Income ($3,000 minimum)
VWINX
Balanced
0027
0.25%
Wellington ($3,000 minimum)
VWELX
Balanced
0021
0.26%
LifeStrategy Conservative Growth ($3,000 minimum)
VSCGX
Balanced
0724
0.15%
LifeStrategy Growth ($3,000 minimum)
VASGX
Balanced
0122
0.17%
LifeStrategy Income ($3,000 minimum)
VASIX
Balanced
0723
0.14%
LifeStrategy Moderate Growth ($3,000 minimum)
VSMGX
Balanced
0914
0.16%
Target Retirement Income ($1,000 minimum)
VTINX
Balanced
0308
0.16%
Target Retirement 2010 ($1,000 minimum)
VTENX
Balanced
0681
0.16%
Target Retirement 2015 ($1,000 minimum)
VTXVX
Balanced
0303
0.16%
Target Retirement 2020 ($1,000 minimum)
VTWNX
Balanced
0682
0.16%
Target Retirement 2025 ($1,000 minimum)
VTTVX
Balanced
0304
0.17%
Target Retirement 2030 ($1,000 minimum)
VTHRX
Balanced
0695
0.17%
Target Retirement 2035 ($1,000 minimum)
VTTHX
Balanced
0305
0.18%
Target Retirement 2040 ($1,000 minimum)
VFORX
Balanced
0696
0.18%
Target Retirement 2045 ($1,000 minimum)
VTIVX
Balanced
0306
0.18%
Target Retirement 2050 ($1,000 minimum)
VFIFX
Balanced
0699
0.18%
Target Retirement 2055 ($1,000 minimum)
VFFVX
Balanced
1487
0.18%
Target Retirement 2060 ($1,000 minimum)
VTTSX
Balanced
1691
0.18%
Managed Payout ($25,000 minimum)
VPGDX
Balanced
1498
0.34%
Market Neutral ($250,000 minimum)
VMNFX
Stock - Long-Short
0634
1.60%
Equity Income ($3,000 minimum)
VEIPX
Stock - Large-Cap Value
0065
0.30%
High Dividend Yield Index ($3,000 minimum)
VHDYX
Stock - Large-Cap Value
0623
0.19%
U.S. Value ($3,000 minimum)
VUVLX
Stock - Large-Cap Value
0124
0.30%
Value Index ($3,000 minimum)
VIVAX
Stock - Large-Cap Value
0006
0.24%
Windsor ($3,000 minimum)
VWNDX
Stock - Large-Cap Value
0022
0.37%
Windsor II ($3,000 minimum)
VWNFX
Stock - Large-Cap Value
0073
0.36%
500 Index ($3,000 minimum)
VFINX
Stock - Large-Cap Blend
0040
0.17%
Diversified Equity ($3,000 minimum)
VDEQX
Stock - Large-Cap Blend
0608
0.40%
Dividend Appreciation Index ($3,000 minimum)
VDAIX
Stock - Large-Cap Blend
0602
0.20%
Dividend Growth ($3,000 minimum)
VDIGX
Stock - Large-Cap Blend
0057
0.31%
Growth and Income ($3,000 minimum)
VQNPX
Stock - Large-Cap Blend
0093
0.36%
Large-Cap Index ($3,000 minimum)
VLACX
Stock - Large-Cap Blend
0307
0.24%
PRIMECAP Core ($3,000 minimum)
VPCCX
Stock - Large-Cap Blend
1220
0.50%
Total Stock Market Index ($3,000 minimum)
VTSMX
Stock - Large-Cap Blend
0085
0.17%
FTSE Social Index ($3,000 minimum)
VFTSX
Stock - Large-Cap Growth
0213
0.27%
Growth Index ($3,000 minimum)
VIGRX
Stock - Large-Cap Growth
0009
0.24%
Morgan Growth ($3,000 minimum)
VMRGX
Stock - Large-Cap Growth
0026
0.39%
PRIMECAP ($3,000 minimum)
VPMCX
Stock - Large-Cap Growth
0059
0.45%
U.S. Growth ($3,000 minimum)
VWUSX
Stock - Large-Cap Growth
0023
0.44%
Capital Value ($3,000 minimum)
VCVLX
Stock - Mid-Cap Value
0328
0.41%
Mid-Cap Value Index ($3,000 minimum)
VMVIX
Stock - Mid-Cap Value
0835
0.24%
Selected Value ($3,000 minimum)
VASVX
Stock - Mid-Cap Value
0934
0.44%
Extended Market Index ($3,000 minimum)
VEXMX
Stock - Mid-Cap Blend
0098
0.24%
Mid-Cap Index ($3,000 minimum)
VIMSX
Stock - Mid-Cap Blend
0859
0.24%
Strategic Equity ($3,000 minimum)
VSEQX
Stock - Mid-Cap Blend
0114
0.29%
Capital Opportunity ($3,000 minimum)
VHCOX
Stock - Mid-Cap Growth
0111
0.48%
Mid-Cap Growth ($3,000 minimum)
VMGRX
Stock - Mid-Cap Growth
0301
0.51%
Mid-Cap Growth Index ($3,000 minimum)
VMGIX
Stock - Mid-Cap Growth
0832
0.24%
Explorer Value ($3,000 minimum)
VEVFX
Stock - Small-Cap Value
1690
0.66%
Small-Cap Value Index ($3,000 minimum)
VISVX
Stock - Small-Cap Value
0860
0.24%
Small-Cap Index ($3,000 minimum)
NAESX
Stock - Small-Cap Blend
0048
0.24%
Strategic Small-Cap Equity ($3,000 minimum)
VSTCX
Stock - Small-Cap Blend
0615
0.41%
Explorer ($3,000 minimum)
VEXPX
Stock - Small-Cap Growth
0024
0.52%
Small-Cap Growth Index ($3,000 minimum)
VISGX
Stock - Small-Cap Growth
0861
0.24%
Energy ($3,000 minimum)
VGENX
Stock - Sector
0051
0.38%
Health Care ($3,000 minimum)
VGHCX
Stock - Sector
0052
0.35%
REIT Index ($3,000 minimum)
VGSIX
Stock - Sector
0123
0.24%
Developed Markets Index ($3,000 minimum)
VDVIX
International
1397
0.20%
Emerging Markets Select Stock ($3,000 minimum)
VMMSX
International
0752
0.94%
Emerging Markets Stock Index ($3,000 minimum)
VEIEX
International
0533
0.33%
European Stock Index ($3,000 minimum)
VEURX
International
0079
0.26%
FTSE All-World ex-US Index ($3,000 minimum)
VFWIX
International
0770
0.30%
FTSE All-World ex-US Small-Cap Index ($3,000 minimum)
VFSVX
International
1684
0.40%
Global Equity ($3,000 minimum)
VHGEX
International
0129
0.61%
Global ex-U.S. Real Estate Index ($3,000 minimum)
Purchase Fee: 0.25%
Redemption Fee:0.25%
VGXRX
International
0738
0.40%
Global Minimum Volatility ($3,000 minimum)
VMVFX
International
1194
0.30%
International Explorer ($3,000 minimum)
VINEX
International
0126
0.36%
International Growth ($3,000 minimum)
VWIGX
International
0081
0.47%
International Value ($3,000 minimum)
VTRIX
International
0046
0.43%
Pacific Stock Index ($3,000 minimum)
VPACX
International
0072
0.26%
Precious Metals and Mining ($3,000 minimum)
VGPMX
Stock - Sector
0053
0.25%
Total International Stock Index ($3,000 minimum)
VGTSX
International
0113
0.22%
Total World Stock Index ($3,000 minimum)
VTWSX
International
0628
0.30%
