Citi Double Cash Card怎么样？# Money - 海外理财
Q*8
1 楼
if you pay the balance too early, don't get the 1% back on of payments. The
payments must be captured on a "purchase tracker" ->。。。。。
这个网友写的评价什么意思？ 如果每次都在due date auto payment (full statement
balance），总共能拿到2%吗？这reward直接算在transaction里面，还是reward
point?
Good reward - but with a catch!
Anonymous Cardholder
Initially excited 2% cash back is a great reward. However, the details
matter. You don't get the 1% of purchase as you make them - only after the
billing statement closes. You MUST pay attention to when you pay the bill ->
if you pay the balance too early, don't get the 1% back on of payments. The
payments must be captured on a "purchase tracker" -> which can be much
later than when you make the charges.
But what really annoyed me -> they "hold" payments for up to 5 business
days. The payment will show as posted..but will not increase your available
balance. They claim this is to make sure the "funds" clear -- but then why
show the payment as posted? It should remain at the status of pending. Also
, it doesn't not take 5 business days to clear an online electronic payment,
especially when the money is withdrawn from bank account within 2 business
days!
I prefer the capital one card 1.5% - it is truly no hassle. Earn cash back
immediately, payments that post immediately increase availble balance!
payments must be captured on a "purchase tracker" ->。。。。。
这个网友写的评价什么意思？ 如果每次都在due date auto payment (full statement
balance），总共能拿到2%吗？这reward直接算在transaction里面，还是reward
point?
Good reward - but with a catch!
Anonymous Cardholder
Initially excited 2% cash back is a great reward. However, the details
matter. You don't get the 1% of purchase as you make them - only after the
billing statement closes. You MUST pay attention to when you pay the bill ->
if you pay the balance too early, don't get the 1% back on of payments. The
payments must be captured on a "purchase tracker" -> which can be much
later than when you make the charges.
But what really annoyed me -> they "hold" payments for up to 5 business
days. The payment will show as posted..but will not increase your available
balance. They claim this is to make sure the "funds" clear -- but then why
show the payment as posted? It should remain at the status of pending. Also
, it doesn't not take 5 business days to clear an online electronic payment,
especially when the money is withdrawn from bank account within 2 business
days!
I prefer the capital one card 1.5% - it is truly no hassle. Earn cash back
immediately, payments that post immediately increase availble balance!
