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one question regarding insurance# NextGeneration - 我爱宝宝
l*0
1
what is better for a family plan, select PPO or HMO for having a new baby
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c*e
2
不同的保险差别大了。你需要把所有明细数字列出来作比较,
每月交多少,住院生产化验等等各报销多少,deductible,
out-of-pocket max, ...
另外,HMO必须从保险名单里选ob,要确定你想要的医生在
那个名单里
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h*7
3
hmo 需要 refer 吧。 ppo 不需要,但要从保险名单里选医生
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l*0
4
Thanks so much for sharing. what does inpatient and outpatient mean? does
going to hospital for labor belong to inpatient or outpatient, our HMO
requires $250/procedure outpatient deductible and $500/admission inpatient
deductible, what does this mean? Another silly question, if C-section fully
covered by HMO
Many many thanks!
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