再问保险问题# NextGeneration - 我爱宝宝
p*2
1 楼
生娃的时候有一部分检查居然是out of network的医生做的。事先医院也没有告之我。
现在保险公司要算out of network 的deductible。我该和谁argue呢？
现在保险公司要算out of network 的deductible。我该和谁argue呢？
g*i
2 楼
I guess you are talking about anethesiologist. It depends on your insurance
policy.
My insurance: in-network insurance pays 70% after you meet your deductible.
hospital based doctors such as radiologist, anethesiologist ( they may be
out of network) agree to charge 70% to insurance and 30 % to patients
because you have no choice for these doctors.
If your insurance insists you need to pay out of network fees, file a claim
to explain that you have no choice. I had a car accident and used ambulance.
Insurance said the ambulance I used was out of network. I said I had no
choice and I had to use any ambulance that 911 dispatched. Then insurance
covered the whole bill of ambulance.
【在 p********2 的大作中提到】
: 生娃的时候有一部分检查居然是out of network的医生做的。事先医院也没有告之我。
: 现在保险公司要算out of network 的deductible。我该和谁argue呢？
policy.
My insurance: in-network insurance pays 70% after you meet your deductible.
hospital based doctors such as radiologist, anethesiologist ( they may be
out of network) agree to charge 70% to insurance and 30 % to patients
because you have no choice for these doctors.
If your insurance insists you need to pay out of network fees, file a claim
to explain that you have no choice. I had a car accident and used ambulance.
Insurance said the ambulance I used was out of network. I said I had no
choice and I had to use any ambulance that 911 dispatched. Then insurance
covered the whole bill of ambulance.
【在 p********2 的大作中提到】
: 生娃的时候有一部分检查居然是out of network的医生做的。事先医院也没有告之我。
: 现在保险公司要算out of network 的deductible。我该和谁argue呢？
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